109 E Michaelangelo Rd, Defuniak Springs, FL 32433 Property Records

Walton County property record for 109 E Michaelangelo Rd, Defuniak Springs, FL 32433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2005
Lot Size	0.387 acres (16,901 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2019)
Tax Bill	$1,189 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3N-19-19768-00N-0210`

Property Details

APN / Parcel Number

Primary APN	`19-3N-19-19768-00N-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Living Area
Gross Area	2,041 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.387 acres)
Lot Dimensions	20.5 ft deep x 9.6 ft wide
Garage Type	Finished
Garage Area	460 sqft
Porch	Porch
Porch Area	216 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 E MICHAELANGELO RD
City	DEFUNIAK SPRINGS
State	FL
Zip	32433-7793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK N OAKWOOD LAKES ESTATES UNIT 7 OF OAKWOOD HILLS PB 5-9 OR 2155-152 &-158 OR 2615-2079 OR 2665-2395 OR
Legal Range	19W
Legal Township	03N
Legal Section	19
Legal Subdivision	OAKWOOD LAKES ESTATES
Legal Block	N
Legal Lot Number	21
Legal Unit	7
Jurisdiction	WALTON FL
Township / Civil Division	DEFUNIAK SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

109 E Michaelangelo Rd is owned and occupied by an individual who bought it in January 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	109 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 10, 2019	Warranty Deed, Transfer CENTENNIAL LNDG GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	20190000948
Deed Book / Page	3094 / 3494
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	109 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793

Mortgage

Document Number	0032962512
Date	Jul 21, 2023
Book Page	3296/2512
Instrument	20230026039

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 10, 2019
Property Address	109 E MICHAELANGELO RD, DEFUNIAK SPRINGS, FL 32433-7793
Document Number	0030943494
Book / Page	003094 / 003494
Instrument Date	Dec 28, 2018
Instrument	948
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	RELI TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 J W HOLLINGTON RD FREEPORT FL 324393313, FREEPORT, FL 32439-3313

Mortgage

Document Number	30943495
Date	Jan 10, 2019
Book Page	003094/003495
Instrument	949

Lender

Name	CENTENNIAL LNDG GRP LLC
Address	MAPLE GLEN, PA 19002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,115 Land $24,150 Building $153,965	$178,115 Land $24,150 Building $153,965
2024	$1,189.00 (+4.02%)
2023	$1,143.00 (-6.92%) Homeowner's exemption	$165,665 (+11.22%) Land $8,072 Building $157,593	$165,665 (+11.22%) Land $8,072 Building $157,593
2022	$1,228.00	$148,957 Land $8,960 Building $139,997	$148,957 Land $8,960 Building $139,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Michaelangelo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Michaelangelo Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEFUNIAK SPRINGS W/S serves 12,243 people · EPA ID FL1660196
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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