St. Lawrence County and Fowler Town property record for 89 E Main St, Gouverneur, NY 13642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,686 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,065 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2017 Mortgage |
| APN | 403800 173.066-1-16 |
| Primary APN | 403800 173.066-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 1,718 sqft |
| 2nd Floor Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 228 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 562 sqft |
| Patio Area | 294 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 403800 173.066-1-16 |
|---|---|
| Street Address | 89 E MAIN ST |
| City | GOUVERNEUR |
| State | NY |
| Zip | 13642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPILMAN ROAD BIGERAL JURKOVICH |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | FOWLER |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 492600 |
89 E Main St is owned and occupied by an individual.
Source: St. Lawrence County and Fowler Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 135, HAILESBORO, NY 13645-0135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Mar 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 89 E MAIN ST, GOUVERNEUR, NY 13642 |
| Document Number | 0000002760 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 89 MAIN ST HAILESBORO NY 13645, HAILESBORO, NY 13645 |
| Document Number | 0000002760 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 89 E MAIN ST, GOUVERNEUR, NY 13642 |
| Document Number | 0000003253 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 89 MAIN ST HAILESBORO NY 13645, HAILESBORO, NY 13645 |
| Document Number | 0000003253 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 3253 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 9, 2027 |
The 2026 property tax bill for 89 E Main St was $3,065 with exemptions applied, down 1.1% from the year before.
Source: St. Lawrence County and Fowler Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Fowler Town |
| Unified School District | Gouverneur Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,065.00 (-1.13%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,100.00 | $12,000 Land $2,000 Building $10,000 | $150,000 Land $25,000 Building $125,000 |
| 2023 | $12,000 Land $2,000 Building $10,000 | $136,364 Land $22,727 Building $113,637 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 89 E Main St; there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2024 · Remnants Of Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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