Garrard County property record for 89 Dora Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $53 (2022) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12A-02-011 |
| Primary APN | 12A-02-011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum Siding |
|---|---|
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 89 DORA DR |
|---|---|
| City | LANCASTER |
| State | KY |
| Zip | 40444-7604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.10 AC |
| Legal Subdivision | CHURCH FORK ESTATES SUB |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 DORA DR, LANCASTER, KY 40444-7604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 00D333/296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 13, 2025 |
| Property Address | 89 DORA DR, LANCASTER, KY 40444-7604 |
| Document Number | 00D333/296 |
| Book / Page | D333 / 296 |
| Map Reference | MB 3 PG 68 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 197507 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 DORA DR, LANCASTER, KY 40444-7604 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 DORA DR, LANCASTER, KY 40444-7604 |
| Document Number | 0000197508 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 197508 |
| Name | THE FARMERS NATIONAL BANK OF DANVIL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,000 (-) Land $25,000 Building $21,000 | $46,000 (-) Land $25,000 Building $21,000 | |
| 2025 | Homeowner's exemption | $46,000 (-) Land $25,000 Building $21,000 | $46,000 (-) Land $25,000 Building $21,000 |
| 2023 | Homeowner's exemption | $46,000 Land $25,000 Building $21,000 | $46,000 Land $25,000 Building $21,000 |
| 2022 | $53.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| Windstream DSL · Fiber in parts of the area | 25 / 3 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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