51 Dora Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 51 Dora Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1991
Lot Size	1.15 acres (50,282 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Oct 2005)
Tax Bill	$720 (2025)
Deeds & Mortgages	Jan 2017 Sale Oct 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12A-02-012`

Property Details

APN / Parcel Number

Primary APN	`12A-02-012`
Alternative APN	`18869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Foundation Type	Pier/Post & Beam
Lot Area	50,282 sqft (1.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Account Number	18869
Street Address	51 DORA DR
City	LANCASTER
State	KY
Zip	40444-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CHURCH FORK EST
Legal Subdivision	CHURCH FORK EST
Legal Lot Number	3
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	970201

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3085 PRICHARD DR, LEXINGTON, KY 40511-8953
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2017	Special Warranty Deed, Transfer
Oct 21, 2005	Deed, Transfer · FHA Mortgage CTX MROTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Deed Book / Page	235 / 78
Record Updated	Oct 29, 2026

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Jan 21, 2017
Property Address	51 DORA DR, LANCASTER, KY 40444-7604
Document Number	000287/321
Book / Page	287 / 321
Instrument Date	Jan 21, 2017
Instrument	133294
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 PRICHARD DR, LEXINGTON, KY 40511-8953

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 21, 2005
Property Address	51 DORA DR, LANCASTER, KY 40444-7604
Document Number	0000235/78
Book / Page	235 / 78
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 DORA DR, LANCASTER, KY 40444-7604
Investor	Possibly a Property Investor

Mortgage

Document Number	00M250/672
Date	Oct 21, 2005
Book Page	M250/672
Instrument	67771

Lender

Name	CTX MROTGAGE COMPANY LLC
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $25,000 Building $45,000	$70,000 (-) Land $25,000 Building $45,000
2025	$720.00 (-0.55%)	$70,000 (-) Land $25,000 Building $45,000	$70,000 (-) Land $25,000 Building $45,000
2024	$724.00 (-2.82%)	$70,000 (-) Land $25,000 Building $45,000	$70,000 (-) Land $25,000 Building $45,000
2023	$745.00 (+26.27%)	$70,000 (+27.27%) Land $25,000 Building $45,000	$70,000 (+27.27%) Land $25,000 Building $45,000
2022	$590.00	$55,000 Land $20,000 Building $35,000	$55,000 Land $20,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5
Windstream DSL · Fiber in parts of the area	25 / 3

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dora Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures