89 Culberson Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 89 Culberson Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,442 sqft · built 1954
Lot Size	2.03 acres (88,862 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Aug 2008)
Tax Bill	$22,813 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02001-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`02-02001-0000-00041`
Alternative APN	`0200095000000049`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,442 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	88,862 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	0200095000000049
Street Address	89 CULBERSON RD
City	BASKING RIDGE
State	NJ
Zip	07920-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	BASKING RDG
Legal Block	2001
Legal Lot Number	41
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 CULBERSON RD, BASKING RIDGE, NJ 07920-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2008 · Amount on Record
Deed Sale	Aug 8, 2008 · Amount on Record
Prior Sale	Jul 7, 1999 · Amount on Record
Deed Document Number	200838217
Deed Book / Page	6154 / 2820
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0000038216
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	89 CULBERSON RD, BASKING RIDGE, NJ 07920-1804
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040318
Date	Sep 26, 2022
Book Page	7471/2305
Instrument	2022040318

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	9.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	89 CULBERSON RD, BASKING RIDGE, NJ 07920-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049448
Date	Dec 8, 2017
Instrument	2017049448

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,416,500 (+4.81%) Land $501,600 Building $914,900	$1,416,500 (+4.81%) Land $501,600 Building $914,900
2025	$22,813.00 (+4.81%)	$1,351,500 (+21.83%) Land $501,600 Building $849,900	$1,351,500 (+21.83%) Land $501,600 Building $849,900
2024	$21,767.00 (+1.25%)
2023		$1,109,300 Land $446,600 Building $662,700	$1,109,300 Land $446,600 Building $662,700
2022	$21,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Culberson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures