Somerset County and Bernards Township property record for 79 Culberson Rd, Basking Ridge, NJ 07920 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,089 sqft · built 1951 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Nov 2025) |
| Tax Bill | $21,178 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Nov 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02001-0000-00040 |
| Primary APN | 02-02001-0000-00040 |
|---|---|
| Alternative APN |
|
| Total Rooms | 7 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,089 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 85,378 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200095000000050 |
|---|---|
| Street Address | 79 CULBERSON RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BASKING RDG |
| Legal Block | 2001 |
| Legal Lot Number | 40 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-02001-0000-00040
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 CULBERSON RD, BASKING RIDGE, NJ 07920-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 27, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 20, 2025 | Deed, Construction Loan · Construction Mortgage TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Oct 25, 2002 · Amount on Record |
| Deed Document Number | 202532819 |
| Deed Book / Page | 7651 / 1373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 79 CULBERSON RD, BASKING RIDGE, NJ 07920-1804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000034663 |
|---|---|
| Date | Dec 27, 2024 |
| Book Page | 7595/2570 |
| Instrument | 2024034663 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 20, 2025 |
| Property Address | 79 CULBERSON RD, BASKING RIDGE, NJ 07920-1804 |
| Document Number | 0000032819 |
| Book / Page | 7651 / 1373 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025032819 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 04, 2025 |
| Title Company | MAJESTIC TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 CENTRAL AVENUE, LONG HILL, NJ |
| Name | Verified Name |
|---|---|
| Address | 79 CULBERSON RD, BASKING RIDGE, NJ 07920-1804 |
| Document Number | 0000032820 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025032820 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,196,200 (-4.65%) Land $498,400 Building $697,800 | $1,196,200 (-4.65%) Land $498,400 Building $697,800 | |
| 2025 | $21,178.00 (+10.68%) | $1,254,600 (+25.65%) Land $498,400 Building $756,200 | $1,254,600 (+25.65%) Land $498,400 Building $756,200 |
| 2024 | $19,134.00 (+0.77%) | ||
| 2023 | $998,500 Land $443,400 Building $555,100 | $998,500 Land $443,400 Building $555,100 | |
| 2022 | $18,987.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350524002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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