89 Cross St, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 89 Cross St, Bellingham, MA 02019 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2001
Square Footage3,038 sqft Living Area
Lot Size136,343 sqft (3.13 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2020)
Tax Bill$7,689.00 (2025)

Owner

Source: Norfolk County and Bellingham Town records · APN BELL M:0072 B:001B L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 CROSS ST, BELLINGHAM, MA 02019-1820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Stand Alone Refinance
HOME POINT FINANCIAL CORPORATION
Jun 08, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2020 · Amount on Record
Deed SaleJun 08, 2020 · Amount on Record
Prior SaleOct 31, 2013 · Amount on Record
Deed Book / Page37954 / 498
Transfer Doc33494-251
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address89 CROSS ST, BELLINGHAM, MA 02019-1820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38801-10
DateDec 29, 2020
Book Page38801/10
Instrument147998
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionBELLINGHAM MA
Recording DateJun 08, 2020
Property Address89 CROSS ST, BELLINGHAM, MA 02019-1820
Document Number37954-498
Book / Page37954 / 498
Instrument DateJun 06, 2020
Instrument53019
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 CROSS ST, BELLINGHAM, MA 02019-1820

Mortgage

Document Number53020
DateJun 08, 2020
Instrument53020
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELLINGHAM MA
Recording DateFeb 21, 2020
Property Address89 CROSS ST, BELLINGHAM, MA 02019-1820
Document Number37616-573
Book / Page037616 / 000573
Instrument DateFeb 17, 2020
Instrument15941
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 CROSS ST BELLINGHAM MA 020191820, BELLINGHAM, MA 02019-1820

Tax Assessment & Valuation

Source: Norfolk County and Bellingham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,689.00 (+3.6%)$612,200 (+6.08%) Land $191,400 Building $420,800$561,355 (-8.56%)
2024$7,422.00 (+3.75%)$577,100 (+5.27%) Land $174,800 Building $402,300$613,890
2023$7,154.00$548,200 Land $166,400 Building $381,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNBELL M:0072 B:001B L:0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area3,038 sqft Living Area
Gross Area4,492 sqft Gross Area
Basement Area1,364 sqft Basement
Unfinished Basement1,364 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area136,343 sqft (3.13 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address89 CROSS ST
CityBELLINGHAM
StateMA
Zip02019-1820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Subdivision80 CLAPP ST
Legal Block1B
JurisdictionBELLINGHAM MA
Minor Civil DivisionBELLINGHAM
Census Blockgroup3
Census Block3002
Census Tract443104

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