Norfolk County and Bellingham Town property record for 85 Cross St, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1940 |
| Lot Size | 1.99 acres (86,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jan 2020) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | BELL M:0072 B:001A L:0000 |
| Primary APN | BELL M:0072 B:001A L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 2,436 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,989 sqft (1.99 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 85 CROSS ST |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAND PETER DELSIGNORE & MARGAR |
| Legal Block | 1A |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 443104 |
Source: Norfolk County and Bellingham Town records · APN BELL M:0072 B:001A L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 CROSS ST, BELLINGHAM, MA 02019-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK |
| Jan 08, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | May 07, 2010 · Amount on Record |
| Deed Document Number | 20201769 |
| Deed Book / Page | 37508 / 312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 85 CROSS ST, BELLINGHAM, MA 02019-1820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36717-46 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 36717/46 |
| Instrument | 25908 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Recording Date | Jan 08, 2020 |
| Property Address | 85 CROSS ST, BELLINGHAM, MA 02019-1820 |
| Document Number | 37508-312 |
| Book / Page | 37508 / 312 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 1769 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 CROSS ST, BELLINGHAM, MA 02019-1820 |
| Document Number | 1770 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 1770 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Bellingham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,809.00 (+5.23%) | $382,900 (+7.74%) Land $181,000 Building $201,900 | $451,915 (+2.68%) |
| 2024 | $4,570.00 (+3.7%) | $355,400 (+5.24%) Land $165,300 Building $190,100 | $440,135 |
| 2023 | $4,407.00 | $337,700 Land $157,400 Building $180,300 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 98 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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