Orange County and Middletown City property record for 89 Cottage St, Middletown, NY 10940
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.084 acres (3,642 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Jul 2008) |
| Tax Bill | $19,299 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 330900 26-3-2 |
| Primary APN | 330900 26-3-2 |
|---|---|
| Alternative APNs |
|
| Units | 15 Units |
|---|
| Effective Year Built | Effective 1900 |
|---|---|
| Architectural Style | Townhouse |
| Lot Area | 3,642 sqft (0.084 acres) |
| Lot Dimensions | 88.4 ft deep x 41.2 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0520004600 |
|---|---|
| Street Address | 89 COTTAGE ST |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10940-4886 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | I-1 |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1100 |
Source: Orange County and Middletown City assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 WISNER AVE, MIDDLETOWN, NY 10940-3635 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2008 · Amount on Record |
| Deed Sale | Jul 21, 2008 · Amount on Record |
| Prior Sale | Aug 29, 2003 · Amount on Record |
| Deed Book / Page | 12701 / 510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 89 COTTAGE ST, MIDDLETOWN, NY 10940-4886 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026115 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 0000014386/0000001261 |
| Instrument | 20180026115 |
| Name | TWG FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|
Source: Orange County and Middletown City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,200 (+20.32%) Land $5,600 Building $69,600 | $855,500 (+36.88%) | |
| 2024 | $19,299.00 | ||
| 2023 | $62,500 (+25%) Land $5,600 Building $56,900 | $625,000 (+46.23%) Land $56,000 Building $569,000 | |
| 2022 | $50,000 Land $5,600 Building $44,400 | $427,400 Land $47,869 Building $379,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum Communications, T-Mobile USA.
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