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73 Cottage St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 73 Cottage St, Middletown, NY 10940 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,290 sqft · built 1870
Lot Size0.126 acres (5,492 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (May 2010)
Tax Bill$6,220 (2024)
Deeds & MortgagesJan 2023 Sale
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN330900 26-2-7

Property Details

APN / Parcel Number

Primary APN330900 26-2-7
Alternative APNs
  • 090002600000020070000000
  • 0520004000
  • 26-2-7

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,290 sqft Living Area
Gross Area1,572 sqft
1st Floor Area840 sqft
2nd Floor Area450 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1916
Architectural StyleOld Style
Exterior MaterialWood
Lot Area5,492 sqft (0.126 acres)
Lot Dimensions199 ft deep x 27.5 ft wide
PorchCovered Porch
Porch Area330 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0520004000
Street Address73 COTTAGE ST
CityMIDDLETOWN
StateNY
Zip10940-4835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number7.000
JurisdictionORANGE NY
Township / Civil DivisionMIDDLETOWN
Census Block Group4
Census Block4006
Census Tract1100

Owner

Source: Orange County and Middletown City records · APN 330900 26-2-7

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address73 COTTAGE ST, MIDDLETOWN, NY 10940-4835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed, Transfer
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUDSON HERITAGE FCU
Apr 13, 2017Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2010 · Amount on Record
Deed SaleMay 11, 2010 · Amount on Record
Prior SaleSep 01, 2004 · Amount on Record
Deed Book / Page13002 / 339
Last Transfer DateJan 06, 2017
Record UpdatedJun 08, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJan 23, 2023
Property Address73 COTTAGE ST, MIDDLETOWN, NY 10940-4835
Document Number0000004822
Book / Page15367 / 1082
Instrument DateDec 30, 2022
Instrument20230004822
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 DUELK AVE, MONROE, NY 10950-2024

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address73 COTTAGE ST, MIDDLETOWN, NY 10940-4835
Document Number0000004469
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyGREENACRE ABSTRACT, GREENACRE ABST

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 COTTAGE ST MIDDLETOWN NY 109404835, MIDDLETOWN, NY 10940-4835

Mortgage

Document Number0000004469
DateJan 21, 2020
Book Page014690/000595
Instrument4469
Lender
NameHUDSON HERITAGE FCU
TypeCredit Union
AddressMIDDLETOWN, NY 10941
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 20, 2035

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateApr 13, 2017
Property Address73 COTTAGE ST, MIDDLETOWN, NY 10940-4835
Document Number0000026528
Book / Page014216 / 000839
Instrument DateJan 06, 2017
Instrument26528
Transaction TypeTransfer
Record UpdatedApr 19, 2017
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address73 COTTAGE ST MIDDLETOWN NY 109404835, MIDDLETOWN, NY 10940-4835

Tax Assessment & Valuation

Source: Orange County and Middletown City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$22,400 (-) Land $3,300 Building $19,100$254,800 (+13.75%)
2024$6,220.00
2023$22,400 (-) Land $3,300 Building $19,100$224,000 (+16.97%) Land $33,000 Building $191,000
2022$22,400 Land $3,300 Building $19,100$191,500 Land $28,212 Building $163,288

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710011004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 613 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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