Warren County property record for 89 Cindys Way, Front Royal, VA 22630 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 480 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jun 2025) |
| Tax Bill | $1,210 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15F-1-7-32 |
| Primary APN | 15F-1-7-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 480 sqft Living Area |
| Gross Area | 1,264 sqft Gross Area |
| 1st Floor Area | 480 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 135 sqft Deck |
| Terrain | Below Road/Slope |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 5928 |
|---|---|
| Street Address | 89 CINDYS WAY |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-6251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 32 SHEN FARMS MT LAKE SEC 7 |
| Legal Subdivision | SHENANDOAH FARMS SAN DIST |
| Legal Lot Number | 32 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20102 |
Source: Warren County records · APN 15F-1-7-32
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 CINDYS WAY, FRONT ROYAL, VA 22630-6251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 16, 2019 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 20252535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 89 CINDYS WAY, FRONT ROYAL, VA 22630-6251 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 CINDYS WAY, FRONT ROYAL, VA 22630-6251 |
| Document Number | 210004337 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 210004337 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jul 16, 2019 |
| Property Address | 89 CINDYS WAY, FRONT ROYAL, VA 22630-6251 |
| Document Number | 190003494 |
| Map Reference | MB 170 PG 487-490 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 190003494 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 CINDYS WAY, FRONT ROYAL, VA 22630-6251 |
| Document Number | 190003495 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 190003495 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate | 4.25% |
|---|
| Document Number | 190003496 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 190003496 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,210.00 (+19.09%) | $212,300 (-) Land $65,000 Building $147,300 | |
| 2025 | $1,016.00 (-32.8%) | $212,300 (+40.41%) Land $65,000 Building $147,300 | $212,600 (+40.61%) Land $65,000 Building $147,600 |
| 2024 | $1,512.00 | $151,200 (-) Land $51,800 Building $99,400 | $151,200 (-) Land $51,800 Building $99,400 |
| 2023 | $151,200 Land $51,800 Building $99,400 | $151,200 Land $51,800 Building $99,400 | |
| 2022 | $1,512.00 |
Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 66% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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