245 Cindys Way, Front Royal, VA 22630 Property Records

Warren County property record for 245 Cindys Way, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Sep 2019)
Tax Bill	$2,287 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15F-1-7-28`

Property Details

APN / Parcel Number

Primary APN	`15F-1-7-28`
Alternative APN	`5924`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Below Road/Slope
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	5924
Street Address	245 CINDYS WAY
City	FRONT ROYAL
State	VA
Zip	22630-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L 28 SHEN FARMS MT LAKE SEC 7
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Legal Lot Number	28
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2017
Census Tract	20102

Owner

Source: Warren County records · APN 15F-1-7-28

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 CINDYS WAY, FRONT ROYAL, VA 22630-6207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 20, 2019	Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jun 08, 2010 · Amount on Record
Deed Document Number	20194920
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	245 CINDYS WAY, FRONT ROYAL, VA 22630-6207
Transaction Type	Mortgage
Record Updated	Jun 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004530
Date	May 20, 2021
Instrument	210004530

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Sep 20, 2019
Property Address	245 CINDYS WAY, FRONT ROYAL, VA 22630-6207
Document Number	190004920
Map Reference	MB 306 PG 429
Instrument Date	Sep 19, 2019
Instrument	190004920
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CINDYS WAY, FRONT ROYAL, VA 22630-6207

Mortgage

Document Number	190004921
Date	Sep 20, 2019
Instrument	190004921

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,287.00 (+18.81%)	$401,900 (-) Land $65,000 Building $336,900
2025	$1,925.00 (+26.48%)	$401,900 (+29.35%) Land $65,000 Building $336,900	$401,900 (+29.35%) Land $65,000 Building $336,900
2024	$1,522.00	$310,700 (-) Land $46,000 Building $264,700	$310,700 (-) Land $46,000 Building $264,700
2023		$310,700 Land $46,000 Building $264,700	$310,700 Land $46,000 Building $264,700
2022	$1,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 37 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cindys Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures