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89 Chapel St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 89 Chapel St, Seneca Falls, NY 13148

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,604 sqft · built 1880
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Sep 2026)
Tax Bill$4,359 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2026 Sale
APN453289 14-2-03

Property Details

APN / Parcel Number

Primary APN453289 14-2-03

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,604 sqft Total Area
1st Floor Area1,269 sqft
2nd Floor Area1,335 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions127 ft deep x 60 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address89 CHAPEL ST
CitySENECA FALLS
StateNY
Zip13148-1312
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1
Legal Block2
Legal Lot Number3.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group2
Census Block2006
Census Tract950400

Owner

89 Chapel St, a duplex, is owned by an individual who bought it in September 2026.

Source: Seneca County and Seneca Falls Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1530 MARSHALL RD, WATERLOO, NY 13165-9751
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Warranty Deed, Transfer · Conventional Mortgage
SAVINGS BANK
May 6, 2026Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2026 · Amount on File
Deed SaleSep 28, 2026 · Amount on File
Deed Document Number202676067
Deed Book / Page1151 / 45
Prior Transfer DateMay 4, 2026
Prior Transfer Doc0001142/11
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateSep 28, 2026
Property Address89 CHAPEL ST, SENECA FALLS, NY 13148-1312
Document Number0000076067
Book / Page1151 / 45
Instrument DateSep 23, 2026
Instrument202676067
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 MARSHALL RD, WATERLOO, NY 13165-9751

Mortgage

DateSep 28, 2026
Lender
NameSAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateMay 6, 2026
Property Address89 CHAPEL ST, SENECA FALLS, NY 13148-1312
Document Number0001142/11
Book / Page1142 / 11
Instrument DateMay 4, 2026
Instrument202674316
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CHESTNUT ST, SENECA FALLS, NY 13148-1306

Tax Assessment & Valuation

The 2026 property tax bill for 89 Chapel St was $4,359, up 6.4% from the year before.

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,359.00 (+6.39%)
2025$4,097.00$138,000 Land $10,500 Building $127,500$151,648 Land $11,538 Building $140,110
2023$138,000 Land $10,500 Building $127,500$138,000 Land $10,500 Building $127,500
2019$1,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 89 Chapel St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Chapel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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