Seneca County and Seneca Falls Town property record for 85 Chapel St, Seneca Falls, NY 13148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,266 sqft · built 1860 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,180 (May 2020) |
| Tax Bill | $2,986 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2020 Sale & Mortgage + 1 more |
| APN | 453289 14-2-05 |
| Primary APN | 453289 14-2-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 194 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 85 CHAPEL ST |
|---|---|
| City | SENECA FALLS |
| State | NY |
| Zip | 13148-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | SENECA FALLS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950400 |
85 Chapel St is owned by an individual who bought it in May 2020.
Source: Seneca County and Seneca Falls Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 W BAYARD ST, SENECA FALLS, NY 13148-1845 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 21, 2020 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Sep 18, 2017 | Executor's Deed, Transfer NOT AVAILABLE, CHAD HAYDEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on File |
| Deed Sale | May 21, 2020 · Amount on File |
| Prior Sale | Sep 18, 2017 · Amount on File |
| Deed Book / Page | 1011 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 85 CHAPEL ST, SENECA FALLS, NY 13148-1312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001861/280 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 1861/280 |
| Instrument | 59397 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | May 21, 2020 |
| Property Address | 85 CHAPEL ST, SENECA FALLS, NY 13148-1312 |
| Document Number | 001011/261 |
| Book / Page | 1011 / 261 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 W BAYARD ST, SENECA FALLS, NY 13148-1845 |
| Document Number | 001745/234 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 1745/234 |
| Instrument | 48749 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Sep 18, 2017 |
| Property Address | 85 CHAPEL ST, SENECA FALLS, NY 13148-1312 |
| Document Number | 0000000957/0000000181 |
| Book / Page | 0000000957 / 0000000181 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, CHAD HAYDEN |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6565 RT 90 N, CAYUGA, NY 13034 |
The 2026 property tax bill for 85 Chapel St was $2,986, up 6.6% from the year before.
Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Seneca Falls Town |
| Unified School District | Seneca Falls Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986.00 (+6.57%) | ||
| 2025 | $2,802.00 | $96,000 Land $10,500 Building $85,500 | $105,495 Land $11,539 Building $93,956 |
| 2023 | $96,000 Land $10,500 Building $85,500 | $96,000 Land $10,500 Building $85,500 | |
| 2019 | $1,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 85 Chapel St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Chapel St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA FALLS serves 9,400 people · EPA ID NY4901198 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures