89 Camellia Ct, Freeport, FL 32439 Property Records

Walton County property record for 89 Camellia Ct, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 2011
Lot Size0.229 acres (9,952 sqft)
OwnerCompany Name on File
Last Sale$195,900 (Mar 2011)
Tax Bill$2,102 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-1S-19-23010-000-0040

Property Details

APN / Parcel Number

Primary APN17-1S-19-23010-000-0040
Alternative APNs
  • 17-119-23010-000-0040
  • 1027881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,818 sqft Living Area
Gross Area2,598 sqft
1st Floor Area1,818 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,952 sqft (0.229 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished Screened Porch
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address89 CAMELLIA CT
CityFREEPORT
StateFL
Zip32439-2494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 4 GARDENS AT HAMMOCK BAY PB 16-86 OR 2718-1189 OR 2817-3940 OR 2852-832 OR 2861-4022 OR 2964-2197
Legal Range019
Legal Township01S
Legal Section17
Legal SubdivisionHAMMOCK BAY
Legal Lot Number4
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2004
Census Tract950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address89 CAMELLIA CT, FREEPORT, FL 32439-2494
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2011 · Amount on File
Deed SaleMar 18, 2011 · Amount on File
Deed Document Number201149892
Deed Book / Page2861 / 4022
Last Transfer DateNov 6, 2014
Transfer Doc0029642197
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address89 CAMELLIA CT, FREEPORT, FL 32439-2494
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030444061
DateJun 23, 2017
Book Page3044/4061
Instrument20170020511
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,102.00 (-0.38%) Homeowner's exemption$191,727 (-43.94%)$335,984 (-1.77%) Land $52,815 Building $283,169
2024$2,110.00 (+5.55%)
2023$1,999.00 (+5.21%) Homeowner's exemption$342,022 (+7.65%) Land $52,815 Building $289,207$342,022 (+7.65%) Land $52,815 Building $289,207
2022$1,900.00 Homeowner's exemption$317,719 Land $58,625 Building $259,094$317,719 Land $58,625 Building $259,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

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