Walton County property record for 109 Camellia Ct, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 2011 |
| Lot Size | 0.306 acres (13,308 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2022) |
| Tax Bill | $4,345 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23010-000-0050 |
| Primary APN | 17-1S-19-23010-000-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,293 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,308 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 CAMELLIA CT |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 5 GARDENS AT HAMMOCK BAY PB 16-86 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7323 WAKEFIELD MEADOW LN, RICHMOND, TX 77407-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Mar 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MSA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2016 · Amount on Record |
| Deed Document Number | 202212164 |
| Deed Book / Page | 3243 / 978 |
| Prior Transfer Date | Apr 17, 2020 |
| Prior Transfer Doc | 0031402583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 109 CAMELLIA CT, FREEPORT, FL 32439-2495 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 CAMELLIA CT, FREEPORT, FL 32439-2495 |
| Document Number | 0032961890 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 3296/1890 |
| Instrument | 20230025887 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 15, 2022 |
| Property Address | 109 CAMELLIA CT, FREEPORT, FL 32439-2495 |
| Document Number | 0032430978 |
| Book / Page | 3243 / 978 |
| Map Reference | MB 16 PG 86 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 20220012164 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 MARQUIS WAY, 590, FREEPORT, FL 32439-4471 |
| Name | Verified Name |
|---|---|
| Address | 7323 WAKEFIELD MEADOW LN, RICHMOND, TX 77407-7838 |
| Document Number | 0003243980 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 3243/980 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,345.00 (-14.97%) Homeowner's exemption | $313,029 (-1.74%) Land $52,815 Building $260,214 | $313,029 (-1.74%) Land $52,815 Building $260,214 |
| 2024 | $5,110.00 (+0.95%) | ||
| 2023 | $5,062.00 (+21.51%) | $318,586 (+7.43%) Land $52,815 Building $265,771 | $318,586 (+7.43%) Land $52,815 Building $265,771 |
| 2022 | $4,166.00 | $296,562 Land $58,625 Building $237,937 | $296,562 Land $58,625 Building $237,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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