Hernando County property record for 89 Cabot Ave, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1988 |
| Lot Size | 0.356 acres (15,491 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2024) |
| Tax Bill | $2,895 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5060-0256-0010 |
| Primary APN | R32-323-17-5060-0256-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,496 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,491 sqft (0.356 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 120 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00245657 |
|---|---|
| Street Address | 89 CABOT AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 6 BLK 256 LOT 1 ORB 289 PG 631 ORB 1126 PGS 1697 & 1703 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 6 |
| Legal Block | 256 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 41402 |
Source: Hernando County records · APN R32-323-17-5060-0256-0010
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 03, 2024 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Feb 01, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 07, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2010 |
| Deed Document Number | 2024762 |
| Deed Book / Page | 4380 / 301 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0030921981 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 03, 2024 |
| Property Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Document Number | 0043800301 |
| Book / Page | 4380 / 301 |
| Map Reference | MB 8 PG 1-10 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024000762 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17606 WENDY SUE AVE, HUDSON, FL 34667-5913 |
| Name | Verified Name |
|---|---|
| Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Investor | Possibly a Property Investor |
| Document Number | 0004380306 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 4380/306 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Document Number | 0039460336 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 3946/336 |
| Instrument | 2021006477 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Feb 01, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 89 CABOT AVE, SPRING HILL, FL 34606-6308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036771061 |
|---|---|
| Date | Mar 07, 2019 |
| Book Page | 3677/1061 |
| Instrument | 2019013821 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,895.00 (-6.58%) | $193,802 (-5.05%) Land $45,698 Building $148,104 | $193,802 (-5.05%) Land $45,698 Building $148,104 |
| 2023 | $204,118 Land $35,791 Building $168,327 | ||
| 2022 | $3,099.00 | $204,118 Land $30,982 Building $173,136 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530414022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | PCUD-PASCO COUNTY REGIONAL PWS |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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