89 Bracewood Rd, Waterbury, CT 06706 Property Records

Waterbury City property record for 89 Bracewood Rd, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 1901
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Feb 2015)
Tax Bill	$6,905 (2026)
Deeds & Mortgages	Oct 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50904880019`

Property Details

APN / Parcel Number

Primary APN	`50904880019`
Alternative APNs	`WATE M:0509 B:0488 L:0019` `WBRY M:0509 B:0488 L:0019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50904880019
Street Address	89 BRACEWOOD RD
City	WATERBURY
State	CT
Zip	06706-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	488
Legal Lot Number	19
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1014
Census Tract	352800

Owner

89 Bracewood Rd is owned and occupied by an individual who bought it in February 2015.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	89 BRACEWOOD RD, WATERBURY, CT 06706-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Jul 13, 2017	Deed of Trust, Mortgage WATERBURY TEACH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2015 · Amount on File
Deed Sale	Feb 3, 2015 · Amount on File
Deed Book / Page	7307 / 316
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	89 BRACEWOOD RD, WATERBURY, CT 06706-2411
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008584-269
Date	Oct 11, 2022
Book Page	8584/269
Instrument	2022-19115

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	89 BRACEWOOD RD, WATERBURY, CT 06706-2411
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008291-268
Date	Jun 21, 2021
Book Page	8291/268
Instrument	2021-12347

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	89 BRACEWOOD RD, WATERBURY, CT 06706-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7666-158
Date	Jul 13, 2017
Book Page	7666/158

Lender

Name	WATERBURY TEACH FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 89 Bracewood Rd was $6,905.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,905.00	$159,320 (-) Land $30,520 Building $128,800	$355,715 (+218.96%)
2025		$159,320 Land $30,520 Building $128,800	$111,524 Land $21,364 Building $90,160
2024	$7,166.00 (-17%)
2023	$8,634.00	$159,320 Land $30,520 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Bracewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Bracewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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