45 Bracewood Rd, Waterbury, CT 06706 Property Records

Waterbury City property record for 45 Bracewood Rd, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,240 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2021)
Tax Bill	$6,310 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50911490014`

Property Details

APN / Parcel Number

Primary APN	`50911490014`
Alternative APNs	`WATE M:0509 B:1149 L:0014` `WBRY M:0509 B:1149 L:0014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50911490014
Street Address	45 BRACEWOOD RD
City	WATERBURY
State	CT
Zip	06706-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	1149
Legal Lot Number	14
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1023
Census Tract	352800

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit
Jul 23, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BESTWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Book / Page	8376 / 264
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000015645
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Recording Date	Sep 3, 2026
Property Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410
Document Number	0000017254
Book / Page	9327 / 1
Instrument Date	Aug 29, 2026
Instrument	202617254
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410

Mortgage

Document Number	0000017254,
Date	Sep 3, 2026
Book Page	9327/1
Instrument	202617254

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 23, 2026
Property Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410
Document Number	0000015645
Book / Page	9305 / 28
Instrument Date	Jul 23, 2026
Instrument	202615645
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 9, 2021
Property Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410
Document Number	008376-264
Book / Page	8376 / 264
Instrument Date	Nov 5, 2021
Instrument	2021-19352
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRACEWOOD RD, WATERBURY, CT 06706-2410

Mortgage

Document Number	0202119353
Date	Nov 9, 2021
Instrument	2021-19353

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,310.00 (-3.65%)	$145,600 (-) Land $27,790 Building $117,810	$320,009 (+213.98%)
2025		$145,600 (-) Land $27,790 Building $117,810	$101,920 Land $19,453 Building $82,467
2024	$6,549.00 (-17%)
2023	$7,890.00	$145,600 Land $27,790 Building $117,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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