89 Beechmont Rd, Morehead, KY 40351 Property Records

Rowan County property record for 89 Beechmont Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.566 acres (24,655 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (Jan 2025)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-00 00 005.19`

Property Details

APN / Parcel Number

Primary APN	`017-00 00 005.19`
Alternative APNs	`7398` `7408` `7147`

Exterior

Lot Area	24,655 sqft (0.566 acres)

Location & Zoning

Account Number	7147
Street Address	89 BEECHMONT RD
City	MOREHEAD
State	KY
Zip	40351-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 6 BEECHMONT ROAD
Legal Subdivision	WILBERT BLACK JR
Legal Lot Number	6
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3001
Census Tract	950100

Owner

Source: Rowan County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	89 BEECHMONT RD, MOREHEAD, KY 40351-8032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 27, 2020	Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	20252034303
Deed Book / Page	294 / 388
Record Updated	Sep 20, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 16, 2025
Property Address	89 BEECHMONT RD, MOREHEAD, KY 40351-8032
Document Number	00D294/388
Book / Page	D294 / 388
Map Reference	MB 257 PG 325
Instrument Date	Jan 15, 2025
Instrument	2034303
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 LANTERN WAY, NICHOLASVILLE, KY 40356-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BEECHMONT RD, MOREHEAD, KY 40351-8032

Mortgage

Document Number	0002034308
Date	Jan 16, 2025
Instrument	2034308

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 27, 2020
Property Address	89 BEECHMONT RD, MOREHEAD, KY 40351-8032
Document Number	00D275/633
Book / Page	D275 / 633
Map Reference	MB 257 PG 325
Instrument Date	May 21, 2020
Instrument	2005014
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 RAMEY RIDGE RD, MOREHEAD, KY 40351-8073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	89 BEECHMONT RD, MOREHEAD, KY 40351-8032
Investor	Possibly a Property Investor

Mortgage

Document Number	0002005015
Date	May 27, 2020
Instrument	2005015

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (-4.21%) Homeowner's exemption	$157,900 (-) Land $10,000 Building $147,900	$157,900 (-) Land $10,000 Building $147,900
2023	$950.00 Homeowner's exemption	$157,900 Land $10,000 Building $147,900	$157,900 Land $10,000 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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