57 Beechmont Rd, Morehead, KY 40351 Property Records

Rowan County property record for 57 Beechmont Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Aug 2018)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-00 00 005.18`

Property Details

APN / Parcel Number

Primary APN	`017-00 00 005.18`
Alternative APNs	`10699` `10750` `11273`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Account Number	11273
Street Address	57 BEECHMONT RD
City	MOREHEAD
State	KY
Zip	40351-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 5 (.660 ACRE) BEECHMONT RD
Legal Lot Number	5
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3001
Census Tract	950100

Owner

57 Beechmont Rd is owned and occupied by an individual who bought it in August 2018.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP
Aug 23, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Deed Document Number	410999
Deed Book / Page	D269 / 083
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032

Mortgage

Document Number	00A487/796
Date	Dec 9, 2025
Book Page	A487/796
Instrument	2042662

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A428/252
Date	Dec 22, 2020
Book Page	A428/252
Instrument	2007702

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 23, 2018
Property Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032
Document Number	00D269/083
Book / Page	D269 / 083
Instrument Date	Aug 20, 2018
Instrument	410999
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 OLD BAPTIST RD, MOREHEAD, KY 40351-7416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BEECHMONT RD, MOREHEAD, KY 40351-8032

Tax Assessment & Valuation

The 2025 property tax bill for 57 Beechmont Rd was $1,317.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00	$157,400 Land $10,000 Building $147,400	$157,400 Land $10,000 Building $147,400
2023	$1,341.00	$157,400 Land $10,000 Building $147,400	$157,400 Land $10,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Beechmont Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Beechmont Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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