89 Bear Swamp Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 89 Bear Swamp Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,656 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2021)
Tax Bill	$6,930 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094000 281.-2-2`

Property Details

APN / Parcel Number

Primary APN	`094000 281.-2-2`
Alternative APN	`400028100000020020000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	89 BEAR SWAMP RD
City	PERU
State	NY
Zip	12972-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1026
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 BEAR SWAMP RD, PERU, NY 12972-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Jan 24, 2019	Grant Deed, Transfer BRIGHTLINE TITLE LLC
Aug 1, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	2021-00313139
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000295615
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 15, 2021
Property Address	89 BEAR SWAMP RD, PERU, NY 12972-4902
Document Number	0000313139
Instrument Date	Jan 6, 2021
Instrument	20210-00313139
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63 MAINE RD, PLATTSBURGH, NY 12903-4007

Mortgage

Document Number	21000313140
Date	Jan 15, 2021
Instrument	210-00313140

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 24, 2019
Property Address	89 BEAR SWAMP RD, PERU, NY 12972-4902
Document Number	0000299105
Instrument Date	Dec 21, 2018
Instrument	299105
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	BRIGHTLINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 SULLIVAN RD PERU NY 129724964, PERU, NY 12972-4964

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 1, 2018
Property Address	89 BEAR SWAMP RD, PERU, NY 12972-4902
Document Number	0000295615
Instrument Date	Jul 23, 2018
Instrument	295615
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD WEST PALM BEACH FL 334096488, WEST PALM BEACH, FL 33409-6488

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,930.00 (+268.81%)
2025	$1,879.00	$338,800 (+8%) Land $41,500 Building $297,300	$338,800 (+8%) Land $41,500 Building $297,300
2023		$313,700 (+10.15%) Land $36,500 Building $277,200	$313,700 (+10.15%) Land $36,500 Building $277,200
2022		$284,800 Land $31,500 Building $253,300	$284,800 Land $31,500 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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