Westerly Town property record for 89 Beach St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,005 sqft · built 1928 |
| Lot Size | 1.91 acres (83,389 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,734 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:96 B:60 |
| Primary APN | WEST M:96 B:60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,005 sqft Living Area |
| Gross Area | 4,696 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 83,389 sqft (1.91 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 12024125 |
|---|---|
| Street Address | 89 BEACH ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 60 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50802 |
89 Beach St is owned and occupied by an individual who acquired it in May 2015.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 BEACH ST, WESTERLY, RI 02891-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 |
| Deed Sale | May 15, 2015 |
| Prior Sale | May 15, 2015 · Amount on File |
| Deed Book / Page | 2015 / 7246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 89 BEACH ST, WESTERLY, RI 02891-2738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02021-3214 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 2021/3214 |
| Instrument | 2021-695 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 89 BEACH ST, WESTERLY, RI 02891-2738 |
| Document Number | 2017-8102 |
| Book / Page | 002017 / 008102 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 2017-8102 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 002017/008102 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2047 |
The 2025 property tax bill for 89 Beach St was $5,734.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,734.00 | $737,000 Land $220,000 Building $517,000 | $815,119 |
| 2023 | $5,453.00 (+0.59%) | $536,700 (-) Land $163,100 Building $373,600 | |
| 2022 | $5,421.00 | $536,700 Land $163,100 Building $373,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Beach St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Beach St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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