89 Atlantic Ave, Ocean View, DE 19970 Property Records

Sussex County property record for 89 Atlantic Ave, Ocean View, DE 19970

Property Summary

Property Type	Commercial
Details	1 ba · 1,050 sqft · built 1913
Lot Size	3.38 acres (147,233 sqft)
Owner	Company Name on Record
Tax Bill	$5,169 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jul 2022 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`134-12.00-300.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-300.00`

Interior

Full Baths	1 Bath
Units	5 Units
Stories	1 Story
Building Area	1,050 sqft Building Perimeter
Upper Floors Area	378 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	147,233 sqft (3.38 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	Deck Area
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 ATLANTIC AVE
City	OCEAN VIEW
State	DE
Zip	19970-9182
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	TN
Legal Description	N/RT 26 INT W/WOODLAND AVE
Legal Subdivision	OCEAN VIEW
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1014
Census Tract	51313

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36219 OLD CHURCH CEMETERY RD, FRANKFORD, DE 19945-3508
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SHORE FEDERAL SAVINGS AND LOAN
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SHORE FEDERAL SAVINGS AND LOAN
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SHORE FEDERAL SAVINGS AND LOAN
Jan 11, 2018	Deed of Trust, Mortgage FIRST SHR FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 1988
Deed Sale	Feb 6, 1988
Deed Book / Page	3435 / 281
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	89 ATLANTIC AVE UNIT 1, 1, OCEAN VIEW, DE 19970-9183
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205210326
Date	Nov 16, 2021
Book Page	20521/326
Instrument	20210000070786

Lender

Name	FIRST SHORE FEDERAL SAVINGS AND LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	89 ATLANTIC AVE UNIT 1, 1, OCEAN VIEW, DE 19970-9183
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211940203
Date	Jul 15, 2022
Book Page	21194/203
Instrument	20220000033982

Lender

Name	FIRST SHORE FEDERAL SAVINGS AND LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	89 ATLANTIC AVE, OCEAN VIEW, DE 19970-9182
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211940203
Date	Jul 15, 2022
Book Page	21194/203
Instrument	20220000033982

Lender

Name	FIRST SHORE FEDERAL SAVINGS AND LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	89 ATLANTIC AVE, OCEAN VIEW, DE 19970-9182
Document Number	0166860096
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36219 OLD CHURCH CEMETERY RD FRANKFORD DE 199453508, FRANKFORD, DE 19945-3508

Mortgage

Document Number	0166860096
Date	Jan 12, 2018
Book Page	016686/000096
Instrument	1280

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	PO BOX 4248, SALISBURY, MD 21803-4248

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2028

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,169.00 (-0.37%)	$12,250 (-) Land $4,050 Building $8,200	$2,429,100 (-) Land $428,500 Building $2,000,600
2025	$5,188.00 (+3,006.59%)	$12,250 (-) Land $4,050 Building $8,200	$2,429,100 (+29,888.89%) Land $428,500 Building $2,000,600
2023	$167.00	$12,250 Land $4,050 Building $8,200	$8,100 Land $8,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 units insured incl. 139 condo units
Nearby Flood Claims	8 (2012–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bloosurf, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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