89 7th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 89 7th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1981
Lot Size	0.178 acres (7,765 sqft)
Owner	Owner Name on Record
Last Sale	$135,000 (Jun 2010)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5288-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5288-2`
Alternative APN	`05-2S-23-2080-0125-00N0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Heated Area
Gross Area	2,016 sqft
1st Floor Area	1,354 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,765 sqft (0.178 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	462 sqft
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	89 7TH ST
City	SHALIMAR
State	FL
Zip	32579-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE COM SW COR LOT 1 BLK 125 E430 FT N240 FT TO POB THC N80 FT W100 FT S80 FT E100 FT TO POB
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	125
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2010
Census Tract	21502

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	89 7TH ST, SHALIMAR, FL 32579-1357
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Prior Sale	Sep 24, 2001 · Amount on Record
Deed Document Number	2639271
Deed Book / Page	2939 / 1199
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 7TH ST, SHALIMAR, FL 32579-1357
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 7TH ST, SHALIMAR, FL 32579-1357

Mortgage

Document Number	0003775956
Date	Oct 3, 2025
Instrument	3775956

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 7TH ST, SHALIMAR, FL 32579-1357
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 7TH ST, SHALIMAR, FL 32579-1357

Mortgage

Document Number	0036522210
Date	Nov 23, 2022
Book Page	3652/2210
Instrument	3592596

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	89 7TH ST, SHALIMAR, FL 32579-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033870223
Date	Feb 28, 2019
Book Page	3387/0223
Instrument	3261676

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+6.9%) Homeowner's exemption	$144,310 (+5.99%)	$242,385 (+7.99%) Land $83,200 Building $159,185
2023	$1,203.00 (+3.26%) Homeowner's exemption	$136,158 (+3%)	$224,449 (+8.53%) Land $58,203 Building $166,246
2022	$1,165.00 Homeowner's exemption	$132,192	$206,814 Land $54,396 Building $152,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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