85 7th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 85 7th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1981
Lot Size	0.166 acres (7,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5280-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5280-9`
Alternative APNs	`05-2S-23-2080-0125-00E0` `23S2052080012500E0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,232 sqft (0.166 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened/Unfinished Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 7TH ST
City	SHALIMAR
State	FL
Zip	32579-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE COM SW COR LOT 1 BLK 125 E430 FT N80 FT TO POB N80 FT W100 FT S80 FT E100 FT TO POB
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	125
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2010
Census Tract	21502

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3748 CHAMPIONSHIP DR, GLENWOOD, MD 21738-9311
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20223559331
Deed Book / Page	3628 / 4585
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 22, 2022
Property Address	85 7TH ST, SHALIMAR, FL 32579-1357
Document Number	0036284585
Book / Page	3628 / 4585
Instrument Date	Jun 17, 2022
Instrument	3559331
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12903 WESTFIELD LOOP, 12903, LILLIAN, AL 36549-4094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 COUNTRY CLUB AVE NE, FORT WALTON BEACH, FL 32547-1727

Mortgage

Document Number	0036284586
Date	Jun 22, 2022
Instrument	3628/4586

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,114.00 (+0.55%)	$253,868 (+1.46%) Land $83,200 Building $170,668	$253,868 (+1.46%) Land $83,200 Building $170,668
2023	$3,097.00 (+182.06%)	$250,227 (+97.26%) Land $58,203 Building $192,024	$250,227 (+8.6%) Land $58,203 Building $192,024
2022	$1,098.00 Homeowner's exemption	$126,849	$230,422 Land $54,396 Building $176,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20