Rensselaer County and Troy City property record for 89 4th St, Troy, NY 12180
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,312 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Feb 2023) |
| Tax Bill | $8,257 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance Feb 2023 Sale |
| APN | 381700 101.53-9-11 |
| Primary APN | 381700 101.53-9-11 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,312 sqft Gross Area |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 338 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0301750 |
|---|---|
| Street Address | 89 4TH ST |
| City | TROY |
| State | NY |
| Zip | 12180-3901 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | DMU |
| Legal Description | 3 STY BRK BLDG & BRK GAR 130-16-/N1/2 317 |
| Legal Block | 9 |
| Legal Lot Number | 11.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 89 4TH ST, 1, TROY, NY 12180-3901 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER BANK |
| Feb 10, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Prior Sale | Nov 7, 2005 · Amount on Record |
| Deed Document Number | 2023623696 |
| Deed Book / Page | 10319 / 43 |
| Prior Transfer Date | Apr 27, 2016 |
| Prior Transfer Doc | 0078400093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 89 4TH ST, TROY, NY 12180-3901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0103450311 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 10345/311 |
| Instrument | 2023-625142 |
| Name | PIONEER BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 10, 2023 |
| Property Address | 89 4TH ST, TROY, NY 12180-3901 |
| Document Number | 0103190043 |
| Book / Page | 10319 / 43 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023-623696 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 4TH ST # 1, 1, TROY, NY 12180-3901 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,257.00 (-10.65%) | ||
| 2025 | $9,241.00 (+2.92%) | $190,000 (-) Land $27,000 Building $163,000 | $325,300 (+19.86%) Land $46,227 Building $279,073 |
| 2023 | $190,000 (-) Land $27,000 Building $163,000 | $271,400 (+8.56%) Land $38,567 Building $232,833 | |
| 2022 | $8,979.00 | $190,000 Land $27,000 Building $163,000 | $250,000 Land $35,526 Building $214,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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