87 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 87 4th St, Troy, NY 12180 · Last verified May 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,044 sqft · built 1920
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$420,000 (Feb 2020)
Tax Bill$15,651 (2025)
Deeds & MortgagesAug 2021 Refinance
Feb 2020 Sale & Mortgage
APN381700 101.53-9-10

Property Details

APN / Parcel Number

Primary APN381700 101.53-9-10
Alternative APN
  • 0301740

Interior

Building Area7,044 sqft Gross Area
Basement Area2,348 sqft Basement
Unfinished Basement2,348 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions122 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0301740
Street Address87 4TH ST
CityTROY
StateNY
Zip12180-4062
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description3 STY BRK BLDG 130-17/S1/2 318 3 UNITS & BAR
Legal Block9
Legal Lot Number10.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2018
Census Tract40701

Owner

Source: Rensselaer County and Troy City records · APN 381700 101.53-9-10

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address670 MYRTLE AVE, 275, BROOKLYN, NY 11205-3923
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
Feb 20, 2020Grant Deed, Transfer · Conventional with PMI
BAYPORT FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleJan 24, 2008 · Amount on Record
Deed Document Number2020564847
Deed Book / Page9092 / 217
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address87 4TH ST, TROY, NY 12180-4062
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGENCY, LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097110207
DateAug 25, 2021
Book Page9711/207
Instrument2021-594969
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateFeb 20, 2020
Property Address87 4TH ST, TROY, NY 12180-4062
Document Number0000564847
Book / Page009092 / 000217
Instrument DateFeb 10, 2020
Instrument564847
Transaction TypeTransfer
Record UpdatedMar 05, 2020
Title CompanyFIFTH AVE TITLE AGENCY INC, FIFTH AVE TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address670 MYRTLE AVE #275 BROOKLYN NY 112053923, 275, BROOKLYN, NY 11205-3923

Mortgage

Document Number564848
DateFeb 20, 2020
Book Page009092/000221
Instrument564848
Lender
NameBAYPORT FNDG
TypeFunding / Finance Company
AddressGREAT NECK, NY 11021
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,651.00 (-2.14%)$325,000 (-) Land $23,000 Building $302,000$556,500 (+19.86%) Land $39,383 Building $517,117
2023$325,000 (-) Land $23,000 Building $302,000$464,300 (+8.57%) Land $32,858 Building $431,442
2022$15,994.00$325,000 Land $23,000 Building $302,000$427,632 Land $30,263 Building $397,369

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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