8896 Gulf St, Placida, FL 33946 Property Records

Charlotte County property record for 8896 Gulf St, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 792 sqft · built 1961
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2025)
Tax Bill	$630 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2025 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`422015355013`

Property Details

APN / Parcel Number

Primary APN	`422015355013`
Alternative APNs	`00811230000002` `10004716878`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	896 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Enclosed/Screened Porch
Porch Area	104 sqft
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00811230000002
Street Address	8896 GULF ST
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	GASPARILLA SHORES BLK D LT 15 93/657 347/684&85 3718/1099 4023/1675 AFF4174/1489 4174/1490 4948/141 3383466
Legal Range	20E
Legal Township	42S
Legal Section	15
Legal Subdivision	GASPARILLA SHORES
Legal Tract	GAS
Legal Block	D
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2015
Census Tract	30402

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 67517, LOS ANGELES, CA 90067-0517
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Balloon Mortgage KENNETH PIERCE
May 21, 2025	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 21, 2022	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Mar 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CBC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Mar 21, 2024 · Amount on Record
Deed Document Number	20253529360
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0040231675
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8896 GULF ST, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 SW CARLTON AVE, ARCADIA, FL 34266-7925

Mortgage

Document Number	0003233294
Date	Mar 13, 2023
Instrument	3233294

Lender

Name	KENNETH PIERCE
Type	Private Party
Address	1016 GRAND CT, HIGHLAND BEACH, FL 33487

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2025
Property Address	8896 GULF ST, PLACIDA, FL 33946
Document Number	0003529360
Map Reference	MB 4 PG 4
Instrument Date	May 14, 2025
Instrument	3529360
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 DAYTONA DR, PUNTA GORDA, FL 33983-3414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 67517, LOS ANGELES, CA 90067-0517

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 21, 2024
Property Address	8896 GULF ST, PLACIDA, FL 33946
Document Number	0003383466
Map Reference	MB 4 PG 71
Instrument Date	Mar 8, 2024
Instrument	3383466
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4656 POMPANO ST, PLACIDA, FL 33946-2417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3321 DAYTONA DR, PUNTA GORDA, FL 33983-3414
Investor	Possibly a Property Investor

Mortgage

Document Number	0003383467
Date	Mar 21, 2024
Instrument	3383467

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 21, 2022
Property Address	8896 GULF ST, PLACIDA, FL 33946
Document Number	0049480141
Book / Page	4948 / 141
Map Reference	MB 4 PG 71
Instrument Date	Mar 18, 2022
Instrument	3075171
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6410 CARACARA ST, SARASOTA, FL 34241-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5951 CANTON AVENUE, ARCADIA, FL 34266

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 7, 2017
Property Address	8896 GULF ST, PLACIDA, FL 33946
Document Number	0041741490
Book / Page	4174 / 1490
Map Reference	MB4 PG71
Instrument Date	Feb 28, 2017
Instrument	2505324
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CUNNINGHAM TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 HAYMARKET DR, 1246, LAKELAND, FL 33809-0806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6410 CARACARA ST, SARASOTA, FL 34241-9103

Mortgage

Document Number	0002505325
Date	Mar 7, 2017
Instrument	2505325

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (-81.51%)	$41,803 (-76.73%) Land $40,375 Building $1,428	$41,803 (-65.33%) Land $40,375 Building $1,428
2024	$3,408.00 (+6.87%)
2023	$3,189.00 (+29.69%)	$179,645 (+5.26%)	$120,581 (-29.35%) Land $60,000 Building $60,581
2022	$2,459.00	$170,665 Land $46,750 Building $123,915	$170,665 Land $46,750 Building $123,915

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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