8894 Gulf St, Placida, FL 33946 Property Records

Charlotte County property record for 8894 Gulf St, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2003
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (May 1996)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`422015354025`

Property Details

APN / Parcel Number

Primary APN	`422015354025`
Alternative APNs	`00810940000007` `10004716861`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	360 sqft
Deck Area	1,088 sqft
Patio Area	1,536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00810940000007
Street Address	8894 GULF ST
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	GASPARILLA SHORES BLK C LT 18 114/04 675/1356 823/1194 1465/624
Legal Range	20E
Legal Township	42S
Legal Section	15
Legal Subdivision	GASPARILLA SHORES
Legal Tract	GAS
Legal Block	C
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2015
Census Tract	30402

Owner

8894 Gulf St is owned and occupied by two individuals who acquired it in March 2026.

Source: Charlotte County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8894 GULF ST, PLACIDA, FL 33946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 19, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1996 · Amount on File
Deed Sale	May 20, 1996 · Amount on File
Deed Book / Page	1465 / 624
Last Transfer Date	Mar 9, 2026
Transfer Doc	0003623349
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 13, 2026
Property Address	8894 GULF ST, PLACIDA, FL 33946
Document Number	0003623349
Map Reference	MB 4 PG 71
Instrument Date	Mar 9, 2026
Instrument	3623349
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8894 GULF ST, PLACIDA, FL 33946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	539 LAKE BONNY DR E, LAKELAND, FL 33801-2360
Investor	Possibly a Property Investor

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8894 GULF ST, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161, PLACIDA, FL 33946-0161

Mortgage

Document Number	0003205020
Date	Jan 19, 2023
Instrument	3205020

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 20, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8894 GULF ST, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8894 GULF ST, PLACIDA, FL 33946

Mortgage

Document Number	0046380940
Date	Sep 29, 2020
Book Page	4638/940
Instrument	2856473

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8894 Gulf St was $5,050 with a homeowner's exemption, down 4.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,050.00 (-4.36%) Homeowner's exemption	$374,664	$593,388 Land $40,375 Building $553,013
2024	$5,280.00 (-0.3%)
2023	$5,296.00 (+2.52%) Homeowner's exemption	$353,500 (+3%)	$406,510 (-24.52%) Land $60,000 Building $346,510
2022	$5,166.00 Homeowner's exemption	$343,204	$538,590 Land $46,750 Building $491,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8894 Gulf St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8894 Gulf St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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