Defiance County property record for 889 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.172 acres (7,514 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $148 (2025) |
| Deeds & Mortgages | May 2022 Transfer Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B014165A01300 |
| Primary APN | B014165A01300 |
|---|
| Lot Area | 7,514 sqft (0.172 acres) |
|---|---|
| Lot Dimensions | 45 ft deep x 167 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 55 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 889 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 25 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 958800 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 12, 2022 | Intrafamily Transfer, Transfer |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU |
| Jul 5, 2019 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1992 |
| Deed Sale | Jan 1, 1992 |
| Last Transfer Date | May 11, 2022 |
| Transfer Doc | 00448/2510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | May 12, 2022 |
| Property Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 00448/2510 |
| Book / Page | 448 / 2510 |
| Instrument Date | May 11, 2022 |
| Instrument | 202200002315 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 433/792 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 433/792 |
| Instrument | 202000005402 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 889 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 420/2142 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 420/2142 |
| Instrument | 201900002457 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148.00 (+1.37%) | $3,790 (-) Land $570 Building $3,220 | |
| 2024 | $10,850 (+0.2%) Land $1,640 Building $9,210 | ||
| 2023 | $146.00 (-34.53%) | $3,790 (-27.26%) Land $570 Building $3,220 | $10,828 (-27.38%) Land $1,628 Building $9,200 |
| 2022 | $223.00 | $5,210 Land $570 Building $4,640 | |
| 2020 | $14,910 Land $1,640 Building $13,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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