889 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 889 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 2022
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2023)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3003-001-002`

Property Details

APN / Parcel Number

Primary APN	`3003-001-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	439 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	889 SE 28TH ST
City	OCALA
State	FL
Zip	34471-5941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 29 TWP 15 RGE 22
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1022
Census Tract	2303

Owner

889 SE 28th St is owned and occupied by an individual who bought it in July 2023.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	889 SE 28TH ST, OCALA, FL 34471-5941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Jul 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CAMPUS USA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Deed Document Number	2023097205
Deed Book / Page	8110 / 1479
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	889 SE 28TH ST, OCALA, FL 34471-5941
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 NE 10TH ST, OCALA, FL 34470-6423
Investor	Possibly a Property Investor

Mortgage

Document Number	0078201175
Date	Jun 30, 2022
Book Page	7820/1175
Instrument	2022096854

Lender

Name	RENASANT BANK
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2023

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 31, 2023
Property Address	889 SE 28TH ST, OCALA, FL 34471-5941
Document Number	0081101479
Book / Page	8110 / 1479
Map Reference	MB F PG 127
Instrument Date	Jul 28, 2023
Instrument	2023097205
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2023
Title Company	EQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 NE 10TH ST, OCALA, FL 34470-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 SE 28TH ST, OCALA, FL 34471-5941

Mortgage

Document Number	0081101481
Date	Jul 31, 2023
Instrument	8110/1481

Lender

Name	CAMPUS USA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 889 SE 28th St was $3,892 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 Homeowner's exemption	$260,209 Land $21,840 Building $238,369	$300,794 Land $21,840 Building $278,954
2023	$4,659.00 (+1,294.91%)	$276,847 (+3,562%) Land $7,560 Building $269,287	$276,847 (+3,562%) Land $7,560 Building $269,287
2022	$334.00	$7,560 Land $7,560	$7,560 Land $7,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 889 SE 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 SE 28th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ocala Fiber Network, T-Mobile.

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