854 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 854 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3003-002-007`

Property Details

APN / Parcel Number

Primary APN	`3003-002-007`
Alternative APN	`3945034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	1,599 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	116 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Patio Area	80 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	854 SE 28TH ST
City	OCALA
State	FL
Zip	34471-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 29 TWP 15 RGE 22 PLAT BOOK UNR PAGE 139 RIVERS ACRES FIRST ADDITION BLK B LOT 7 DESC AS FOLLOWS: COM AT NE COR OF LOT 15 BLK A RIVERS ACRES ACCORDING TO PLAT BOOK F-127 TH W 540 FT TO POB TH W 82.34 FT TH S 05-38 W 116.83 FT TH E 93.23 FT TH N 11
Legal Range	22E
Legal Township	15S
Legal Section	29
Legal Subdivision	RIVERS ACRES FIRST ADDITION
Legal Block	B
Legal Lot Number	7
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1022
Census Tract	2303

Owner

Source: Marion County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 SE 28TH ST, OCALA, FL 34471-5944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Dec 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 16, 2023	Warranty Deed, Subdivision Related Transfer EQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	May 16, 2023 · Amount on Record
Deed Document Number	202652009
Deed Book / Page	8889 / 1258
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	854 SE 28TH ST, OCALA, FL 34471-5944
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 NE 10TH ST, OCALA, FL 34470-6423
Investor	Possibly a Property Investor

Mortgage

Document Number	0078201047
Date	Jun 30, 2022
Book Page	7820/1047
Instrument	2022096824

Lender

Name	RENASANT BANK
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2023

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 24, 2026
Property Address	854 SE 28TH ST, OCALA, FL 34471-5944
Document Number	0000052009
Book / Page	8889 / 1258
Instrument Date	Apr 24, 2026
Instrument	2026.52009
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 SE 28TH ST, OCALA, FL 34471-5944

Mortgage

Document Number	0000052010,
Date	Apr 24, 2026
Instrument	2026..52010

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 24, 2026
Property Address	854 SE 28TH ST, OCALA, FL 34471-5944
Document Number	0088891258
Book / Page	8889 / 1258
Instrument Date	Apr 24, 2026
Instrument	202652009
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 SE 28TH ST, OCALA, FL 34471-5944

Mortgage

Document Number	0000052010,
Date	Apr 24, 2026
Instrument	202652010

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Dec 27, 2023
Property Address	854 SE 28TH ST, OCALA, FL 34471-5944
Document Number	0082190315
Book / Page	8219 / 315
Map Reference	PG 139
Instrument Date	Dec 21, 2023
Instrument	2023164069
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 SE 28TH ST, OCALA, FL 34471-5944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 SE 28TH ST, OCALA, FL 34471-5944

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 16, 2023
Property Address	854 SE 28TH ST, OCALA, FL 34471-5944
Document Number	0080491268
Book / Page	8049 / 1268
Map Reference	MB AT PG 139
Instrument Date	May 12, 2023
Instrument	2023060568
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2024
Title Company	EQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Transaction

Amount	Amount Recorded
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 NE 10TH ST, OCALA, FL 34470-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 SE 28TH ST, OCALA, FL 34471-5944

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (-55.86%) Homeowner's exemption	$143,990 (-49.35%)	$309,023 (+8.7%) Land $24,024 Building $284,999
2023	$4,776.00 (+1,284.35%)	$284,299 (+3,333.56%) Land $8,280 Building $276,019	$284,299 (+3,333.56%) Land $8,280 Building $276,019
2022	$345.00	$8,280 Land $8,280	$8,280 Land $8,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ocala Fiber Network, T-Mobile.

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