Carver County property record for 889 Saint Moritz, Victoria, MN 55386
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,912 sqft · built 2000 |
| Lot Size | 0.654 acres (28,488 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Feb 2023) |
| Tax Bill | $8,514 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-4640450 |
| Primary APN | 65-4640450 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Finished Area |
| Gross Area | 3,097 sqft |
| 1st Floor Area | 1,854 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 28,488 sqft (0.654 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 563 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 889 SAINT MORITZ |
|---|---|
| City | VICTORIA |
| State | MN |
| Zip | 55386-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 07 TOWNSHIP 116 RANGE 023 SWISS MOUNTAIN LOT 010 BLOCK 005 |
| Legal Range | 023 |
| Legal Township | 116 |
| Legal Section | 07 |
| Legal Subdivision | SWISS MOUNTAIN |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | VICTORIA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 90402 |
Source: Carver County records · APN 65-4640450
Assessment roll updated August 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 889 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2023 · Amount on Record |
| Deed Sale | Feb 07, 2023 · Amount on Record |
| Prior Sale | Feb 07, 2023 · Amount on Record |
| Deed Document Number | 20231509936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Feb 07, 2023 |
| Property Address | 889 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Document Number | 000A757151 |
| Instrument Date | Feb 07, 2023 |
| Instrument | A757151 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,524.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 889 SAINT MORITZ STREET, DELANO, MN 55328 |
| Document Number | 000A757152 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | A757152 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 889 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|---|
| Address | 889 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Document Number | 000A750563 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | A750563 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Victoria City |
| Unified School District | Eastern Carver County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,514.00 (+18.05%) | $751,000 (+6.54%) Land $190,000 Building $561,000 | $751,000 (+6.54%) Land $190,000 Building $561,000 |
| 2025 | $704,900 (+7.96%) Land $185,000 Building $519,900 | $704,900 (+7.96%) Land $185,000 Building $519,900 | |
| 2024 | $7,212.00 (-1.48%) Homeowner's exemption | $652,900 (+2.75%) Land $165,000 Building $487,900 | $652,900 (+2.75%) Land $165,000 Building $487,900 |
| 2023 | $7,320.00 Homeowner's exemption | $635,400 Land $165,000 Building $470,400 | $635,400 Land $165,000 Building $470,400 |
Source: FEMA National Flood Hazard Layer, Carver County (27019C), as of November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270190904021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Xfinity.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1100009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Victoria serves 10,546 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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