Carver County property record for 885 Saint Moritz, Victoria, MN 55386
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 2,470 sqft · built 1997 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (May 2020) |
| Tax Bill | $8,290 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-4640430 |
| Primary APN | 65-4640430 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Finished Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 1,235 sqft |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Unfinished Basement | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,740 sqft (0.545 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 805 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 885 SAINT MORITZ |
|---|---|
| City | VICTORIA |
| State | MN |
| Zip | 55386-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 07 TOWNSHIP 116 RANGE 023 SWISS MOUNTAIN LOT 008 BLOCK 005 |
| Legal Range | 023 |
| Legal Township | 116 |
| Legal Section | 07 |
| Legal Subdivision | SWISS MOUNTAIN |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | VICTORIA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 90402 |
Source: Carver County records · APN 65-4640430
Assessment roll updated August 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 885 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI TRADITION MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | Jun 07, 2006 · Amount on Record |
| Deed Document Number | 2020696111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 885 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LENDSERVE NATIONAL TITLE & I |
| Name | Verified Name |
|---|
| Document Number | 000A718208 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | A718208 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | May 18, 2020 |
| Property Address | 885 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Document Number | 0000696111 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 696111 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 885 SAINT MORITZ VICTORIA MN 553863700, VICTORIA, MN 55386-3700 |
| Document Number | 696112 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 696112 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 885 SAINT MORITZ, VICTORIA, MN 55386-3700 |
| Document Number | 0000675552 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 885 SAINT MORITZ VICTORIA MN 553863700, VICTORIA, MN 55386-3700 |
| Document Number | 0000675552 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 675552 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Victoria City |
| Unified School District | Eastern Carver County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,290.00 (+18.8%) Homeowner's exemption | $733,900 (+6.59%) Land $210,000 Building $523,900 | $733,900 (+6.59%) Land $210,000 Building $523,900 |
| 2025 | $688,500 (+10.04%) Land $205,000 Building $483,500 | $688,500 (+10.04%) Land $205,000 Building $483,500 | |
| 2024 | $6,978.00 (+0.72%) Homeowner's exemption | $625,700 (+1.33%) Land $185,000 Building $440,700 | $625,700 (+1.33%) Land $185,000 Building $440,700 |
| 2023 | $6,928.00 Homeowner's exemption | $617,500 Land $185,000 Building $432,500 | $617,500 Land $185,000 Building $432,500 |
Source: FEMA National Flood Hazard Layer as of November 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Xfinity.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Victoria serves 10,546 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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