889 Niagara Dr, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 889 Niagara Dr, Volo, IL 60073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,914 sqft · built 2010
Lot Size	0.209 acres (9,121 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2017)
Tax Bill	$11,613 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-403-011`

Property Details

APN / Parcel Number

Primary APN	`09-02-403-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	5,023 sqft
1st Floor Area	1,484 sqft
2nd Floor Area	1,430 sqft
Upper Floors Area	1,696 sqft
Basement Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,121 sqft (0.209 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	889 NIAGARA DR
City	VOLO
State	IL
Zip	60073-8191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER FALLS SOUTH PARCEL SUB;LOT 10
Legal Subdivision	LANCASTER FALLS SOUTH PARCEL SUB
Legal Lot Number	10
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2020
Census Tract	864207

Owner

889 Niagara Dr is owned and occupied by an individual who bought it in June 2017.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	889 NIAGARA DR, VOLO, IL 60073-8191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 8, 2017	Warranty Deed, Construction Loan · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Document Number	20177401151
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	889 NIAGARA DR, VOLO, IL 60073-8191
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007888846
Date	Mar 23, 2022
Instrument	7888846

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	889 NIAGARA DR, VOLO, IL 60073-8191
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007848666
Date	Nov 29, 2021
Instrument	7848666

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 8, 2017
Property Address	889 NIAGARA DR, VOLO, IL 60073-8191
Document Number	0007401151
Instrument Date	May 20, 2017
Instrument	7401151
Transaction Type	Construction Loan
Record Updated	Jun 28, 2017
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 NIAGARA DR VOLO IL 600738191, VOLO, IL 60073-8191

Mortgage

Document Number	7401152
Date	Jun 8, 2017
Instrument	7401152

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Volo Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,210 Land $23,973 Building $119,237	$429,673 Land $71,926 Building $357,747
2024	$11,613.00 (+27.55%)
2023	$9,105.00 (+2.71%)	$122,627 (+21.37%) Land $20,527 Building $102,100	$367,918 (+21.37%) Land $61,587 Building $306,331
2022	$8,865.00	$101,034 Land $21,170 Building $79,864	$303,132 Land $63,516 Building $239,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 889 Niagara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOLO serves 6,629 people · EPA ID IL0971770
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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