868 Niagara Dr, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 868 Niagara Dr, Volo, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,770 sqft · built 2012
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$270,765 (Aug 2012)
Tax Bill	$11,277 (2024)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-402-010`

Property Details

APN / Parcel Number

Primary APN	`09-02-402-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,770 sqft Living Area
Gross Area	4,408 sqft
1st Floor Area	1,449 sqft
2nd Floor Area	1,321 sqft
Upper Floors Area	1,324 sqft
Basement Area	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Attached
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	868 NIAGARA DR
City	VOLO
State	IL
Zip	60073-8191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER FALLS SOUTH PARCEL SUB;LOT 40
Legal Subdivision	LANCASTER FALLS SOUTH PARCEL SUB
Legal Lot Number	40
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2021
Census Tract	864207

Owner

868 Niagara Dr is owned and occupied by two individuals who bought it in August 2012.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	868 NIAGARA DR, VOLO, IL 60073-8191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2012 · Amount on File
Deed Sale	Aug 17, 2012 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Deed Document Number	20126886471
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	868 NIAGARA DR, VOLO, IL 60073-8191
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008031742
Date	Apr 30, 2024
Instrument	8031742

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

Interest

Rate	10%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	868 NIAGARA DR, VOLO, IL 60073-8191
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007812487
Date	Jul 28, 2021
Instrument	7812487

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	May 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	868 NIAGARA DR, VOLO, IL 60073-8191
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007625451
Date	Jan 17, 2020
Instrument	7625451

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Volo Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,584 Land $27,291 Building $111,293	$415,793 Land $81,881 Building $333,912
2024	$11,277.00 (+10.99%)
2023	$10,160.00 (+2.67%)	$118,666 (+5.91%) Land $23,368 Building $95,298	$356,034 (+5.91%) Land $70,111 Building $285,923
2022	$9,896.00	$112,045 Land $24,145 Building $87,900	$336,168 Land $72,442 Building $263,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 868 Niagara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 868 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOLO serves 6,629 people · EPA ID IL0971770
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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