889 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 889 E Oakland St, Gilbert, AZ 85295 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,348 sqft · built 2000
Lot Size	0.252 acres (10,990 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Oct 2021)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-715`

Property Details

APN / Parcel Number

Primary APN	`304-42-715`
Alternative APN	`304427159`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,696 sqft
2nd Floor Area	1,652 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,990 sqft (0.252 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	889 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDSAY ESTATES AMD MCR 487-48
Legal Range	6E
Legal Township	1S
Legal Section	29
Legal Subdivision	LINDSAY ESTATES AMD
Legal Lot Number	52
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1010
Census Tract	815000

Owner

Source: Maricopa County records · APN 304-42-715

Assessment roll updated October 22, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20211109591
Last Transfer Date	Jan 15, 2025
Transfer Doc	0000024833
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490
Transaction Type	Mortgage
Record Updated	Nov 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490

Mortgage

Document Number	0000791379
Date	Oct 21, 2022
Instrument	20220791379

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2021
Property Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490
Document Number	0001109591
Map Reference	MB 487 PG 48
Instrument Date	Oct 05, 2021
Instrument	20211109591
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	889 E OAKLAND ST, 889, GILBERT, AZ 85295-5490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490

Mortgage

Document Number	0001109592
Date	Oct 14, 2021
Instrument	20211109592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 14, 2018
Property Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490
Document Number	0000454963
Map Reference	MB 487 PG 48
Instrument Date	May 31, 2018
Instrument	20180454963
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDUCIARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5532 CIBOLA DR NE, 5532, RIO RANCHO, NM 87144-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	889 E OAKLAND ST, GILBERT, AZ 85295-5490

Mortgage

Document Number	0000454964
Date	Jun 14, 2018
Instrument	20180454964

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,230 (+62.6%)	$632,300 (+2.65%) Land $126,400 Building $505,900
2025	$2,699.00 (-6.35%)	$38,888 (-38.95%)	$616,000 (-3.3%) Land $123,200 Building $492,800
2024		$63,700	$637,000 Land $127,400 Building $509,600
2023	$2,882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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