860 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 860 E Oakland St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,482 sqft · built 2000
Lot Size0.454 acres (19,770 sqft)
Owner2 Individual Names on File
Last Sale$1,010,000 (Mar 2026)
Tax Bill$3,391 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN304-42-707

Property Details

APN / Parcel Number

Primary APN304-42-707
Alternative APN
  • 304427077

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,482 sqft Living Area
Gross Area3,682 sqft
1st Floor Area2,322 sqft
2nd Floor Area1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area19,770 sqft (0.454 acres)
View / LotCommercial/Industrial
Parking Spaces3 Parking Spaces
Pool Area679 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address860 E OAKLAND ST
CityGILBERT
StateAZ
Zip85295-5489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLINDSAY ESTATES AMD MCR 487-48
Legal Range6E
Legal Township1S
Legal Section29
Legal SubdivisionLINDSAY ESTATES AMD
Legal Lot Number44
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1008
Census Tract815000

Owner

Source: Maricopa County records · APN 304-42-707

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2808 W HELENS LN, SPOKANE, WA 99208-7138
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 05, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 20, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2026 · Amount on Record
Deed SaleMar 05, 2026 · Amount on Record
Prior SaleJun 09, 2023 · Amount on Record
Deed Document Number2026128623
Prior Transfer DateJan 26, 2012
Prior Transfer Doc0000175503
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 E OAKLAND ST, GILBERT, AZ 85295-5489

Mortgage

Document Number0000825840
DateJul 30, 2021
Instrument20210825840
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 05, 2026
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Document Number0000128623
Map ReferenceMB 487 PG 48
Instrument DateFeb 25, 2026
Instrument20260128623
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address348 S PARK GROVE LN, GILBERT, AZ 85296-1731

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2808 W HELENS LN, SPOKANE, WA 99208-7138

Mortgage

Document Number0000128624
DateMar 05, 2026
Instrument20260128624
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 09, 2023
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Document Number0000300624
Map ReferenceMB 487 PG 48
Instrument DateJun 03, 2023
Instrument20230300624
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address860 E OAKLAND ST, GILBERT, AZ 85295-5489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address860 E OAKLAND ST, GILBERT, AZ 85295-5489

Mortgage

Document Number0000300625
DateJun 09, 2023
Instrument20230300625
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Transaction TypeMortgage
Record UpdatedApr 28, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000703294
DateAug 04, 2020
Instrument20200703294
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Document Number0000967713
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedDec 09, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address860 E OAKLAND ST GILBERT AZ 852955489, GILBERT, AZ 85295-5489

Mortgage

Document Number0000967713
DateDec 02, 2019
Instrument967713
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2034

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 20, 2018
Property Address860 E OAKLAND ST, GILBERT, AZ 85295-5489
Document Number0000470740
Map ReferenceMB 487 PG 48
Instrument DateJun 18, 2018
Instrument20180470740
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address860 E OAKLAND ST, 860, GILBERT, AZ 85295-5489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address860 E OAKLAND ST, GILBERT, AZ 85295-5489

Mortgage

Document Number0000470741
DateJun 20, 2018
Instrument20180470741
Lender
NameFIRST WESTERN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$69,680 (+61.03%)$696,800 (+2.73%) Land $139,300 Building $557,500
2025$3,391.00 (+4.11%)$43,272 (-38.72%)$678,300 (-3.94%) Land $135,600 Building $542,700
2024$70,610$706,100 Land $141,200 Building $564,900
2023$3,257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Wi-Fiber.

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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