Cumberland County and Downe Township property record for 889 Downe Ave, Fortescue, NJ 08321
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Oct 2001) |
| Tax Bill | $4,299 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00081-0000-00001 |
| Primary APN | 04-00081-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Old Parcel Number | 0400141000000006 |
|---|---|
| Street Address | 889 DOWNE AVE |
| City | FORTESCUE |
| State | NJ |
| Zip | 08321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 81 |
| Legal Lot Number | 1 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | DOWNE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 10302 |
Source: Cumberland County and Downe Township records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 154, FORTESCUE, NJ 08321-0154 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2001 · Amount on Record |
| Deed Sale | Oct 25, 2001 · Amount on Record |
| Deed Book / Page | 2545 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 889 DOWNE AVE, FORTESCUE, NJ 08321 |
| Document Number | 0000747297 |
| Book / Page | 4290 / 9379 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026747297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 889 DOWNE AVE, FORTESCUE, NJ 08321 |
| Document Number | 0000747297, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 4290/9379 |
| Instrument | 2026747297 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 27, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cumberland County and Downe Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Downe Township |
| Unified School District | Downe Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,200 (-) Land $60,500 Building $74,700 | $135,200 (-) Land $60,500 Building $74,700 | |
| 2025 | $4,299.00 (+10.26%) | $135,200 (-) Land $60,500 Building $74,700 | $135,200 (-) Land $60,500 Building $74,700 |
| 2024 | $3,899.00 (+12.49%) | ||
| 2023 | $135,200 Land $60,500 Building $74,700 | $135,200 Land $60,500 Building $74,700 | |
| 2022 | $3,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 392 (1978–2025) |
| Claims Outside the SFHA | 21 of 392 |
| Most Recent Claim | Oct 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYVIEW WATER SYSTEM private · serves 771 people · EPA ID NJ0604001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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