870 Downe Ave, Fortescue, NJ 08321 Property Records

Cumberland County and Downe Township property record for 870 Downe Ave, Fortescue, NJ 08321

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Jul 2018)
Tax Bill	$6,554 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jul 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-00078-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`04-00078-0000-00013`
Alternative APNs	`0400135000000006` `040007800013`

Interior

Stories	2 Stories
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Old Parcel Number	0400135000000006
Street Address	870 DOWNE AVE
City	FORTESCUE
State	NJ
Zip	08321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ADDITIONAL LOTS: 143-TRLR NEWPORT AVE
Legal Block	78
Legal Lot Number	13
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	DOWNE
Census Block Group	2
Census Block	2093
Census Tract	10302

Owner

Source: Cumberland County and Downe Township records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 266, FORTESCUE, NJ 08321-0266
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jul 9, 2018	Grant Deed, Transfer BEACON TITLE
Aug 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Aug 10, 2017
Deed Document Number	2018557121
Deed Book / Page	4168 / 4029
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000536798
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	870 DOWNE AVE, FORTESCUE, NJ 08321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000599840
Date	Jun 11, 2020
Book Page	4194/7241
Instrument	599840

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Jul 9, 2018
Property Address	870 DOWNE AVE, FORTESCUE, NJ 08321
Document Number	0000557121
Book / Page	004168 / 004029
Instrument Date	Jun 13, 2018
Instrument	557121
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	BEACON TITLE

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TIMBER BLVD BROOKLAWN NJ 080302542, BROOKLAWN, NJ 08030-2542

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Aug 10, 2017
Property Address	870 DOWNE AVE, FORTESCUE, NJ 08321
Document Number	0000536798
Book / Page	004156 / 003124
Instrument Date	Jul 18, 2017
Instrument	536798
Transaction Type	Foreclosure
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	870 DOWNE AVE FORTESCUE NJ 08321, FORTESCUE, NJ 08321
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cumberland County and Downe Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Downe Township
Unified School District	Downe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,100 (-) Land $65,000 Building $141,100	$206,100 (-) Land $65,000 Building $141,100
2025	$6,554.00 (+10.26%)	$206,100 (-) Land $65,000 Building $141,100	$206,100 (-) Land $65,000 Building $141,100
2024	$5,944.00 (+0.32%)
2023		$206,100 Land $65,000 Building $141,100	$206,100 Land $65,000 Building $141,100
2022	$5,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	392 (1978–2025)
Claims Outside the SFHA	21 of 392
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 124 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 21 claims Hurricane Gloria, Sep 1985 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER SYSTEM private · serves 771 people · EPA ID NJ0604001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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