889 Dolphin Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 889 Dolphin Rd, Milton, FL 32583 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,758 sqft Living Area
Lot Size41,992 sqft (0.964 acres)
OccupancyOwner Occupied
Last Sale$620,000 (2023)
Tax Bill$1,100.00 (2025)

Owner

Source: Santa Rosa County records · APN 28-1S-28-1070-00000-0150

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address889 DOLPHIN RD, MILTON, FL 32583-9174
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Intrafamily Transfer, Transfer
Aug 30, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Jan 28, 2022Warranty Deed, Transfer · Conventional Mortgage
TRIDENT HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Doc Number202339686
Deed Book / Page4429 / 1674
Last Transfer DateDec 30, 2025
Transfer Doc0046992019
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJan 20, 2026
Property Address889 DOLPHIN RD, MILTON, FL 32583-9174
Document Number0046992019
Book / Page4699 / 2019
Map ReferenceMB B PG 122
Instrument DateDec 30, 2025
Instrument202602757
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address889 DOLPHIN RD, MILTON, FL 32583-9174

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address889 DOLPHIN RD, MILTON, FL 32583-9174

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 30, 2023
Property Address889 DOLPHIN RD, MILTON, FL 32583-9174
Document Number0044291674
Book / Page4429 / 1674
Map ReferenceMB B PG 122
Instrument DateAug 29, 2023
Instrument202339686
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address537 MCKOY ST, DECATUR, GA 30030-4951

Transferred To (Grantee/Buyer)

NameVerified Name
Address889 DOLPHIN RD, MILTON, FL 32583-9174

Mortgage

Document Number0044291676
DateAug 30, 2023
Instrument4429/1676
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 28, 2022
Property Address889 DOLPHIN RD, MILTON, FL 32583-9174
Document Number0042381729
Book / Page4238 / 1729
Map ReferenceMB B PG 122
Instrument DateJan 25, 2022
Instrument202205268
Transaction TypeTransfer
Record UpdatedApr 01, 2022
Title CompanyEMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10 OSAGE TRL, 10, PENSACOLA, FL 32506-3544

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 MCKOY ST, DECATUR, GA 30030-4951

Mortgage

Document Number0042381731
DateJan 28, 2022
Instrument4238/1731
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,100.00 Homeowner's exemption Veteran's exemption$542,364 (+2.9%)$589,199 (+11.79%) Land $370,500 Building $218,699
2024$1,100.00 (-84.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$527,079 (+2.01%) Land $311,220 Building $215,859$527,079 (+2.01%) Land $311,220 Building $215,859
2023$7,009.00 (+129.65%) Homeowner's exemption$516,714 (+96.51%) Land $311,220 Building $205,494$516,714 (+25.4%) Land $311,220 Building $205,494
2022$3,052.00 Homeowner's exemption$262,952$412,065 Land $222,300 Building $189,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28-1S-28-1070-00000-0150
Alternative APN
  • S281281070000000150

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,758 sqft Living Area
Gross Area8,382 sqft Gross Area
1st Floor1,214 sqft 1st Floor
Upper Floors544 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area41,992 sqft (0.964 acres)
Depth X Width280 ft x 150 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area152 sqft Deck
Patio Area1,120 sqft Patio
Porch Area4,052 sqft Porch
ViewBay View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address889 DOLPHIN RD
CityMILTON
StateFL
Zip32583-9174
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESCAMBIA BAY ESTATES LOT 15 & S 1/2 OF LOT 14 AS DES IN OR 4429 PG 1674
Legal Range28W
Legal Township1S
Legal Section28
Legal SubdivisionESCAMBIA BAY ESTATES
Legal Lot Number15
JurisdictionSANTA ROSA FL
Minor Civil DivisionAVALON-MULAT
Census Blockgroup1
Census Block1034
Census Tract10710

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