881 Dolphin Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 881 Dolphin Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1999
Lot Size	0.408 acres (17,772 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jan 1997)
Tax Bill	$2,617 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`28-1S-28-1070-00000-0160`

Property Details

APN / Parcel Number

Primary APN	`28-1S-28-1070-00000-0160`
Alternative APN	`S281281070000000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,488 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	274 ft deep x 65 ft wide
View / Lot	Bay
Porch	Unfinished Open Porch
Porch Area	1,224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	881 DOLPHIN RD
City	MILTON
State	FL
Zip	32583-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ESCAMBIA BAY ESTATES LOT 16 AS DES IN OR 1586 PG 1126 & OR 3038 PG 1348
Legal Range	28W
Legal Township	1S
Legal Section	28
Legal Subdivision	ESCAMBIA BAY ESTATES
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1034
Census Tract	10710

Owner

Source: Santa Rosa County records · APN 28-1S-28-1070-00000-0160

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	881 DOLPHIN RD, MILTON, FL 32583-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 1997 · Amount on Record
Deed Sale	Jan 27, 1997 · Amount on Record
Deed Book / Page	1586 / 1126
Last Transfer Date	Feb 12, 2011
Transfer Doc	0030381348
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	881 DOLPHIN RD, MILTON, FL 32583-9174
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	TITLE 365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 DOLPHIN RD, MILTON, FL 32583-9174

Mortgage

Document Number	0042340836
Date	Jan 18, 2022
Book Page	4234/836
Instrument	202203101

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,428 (+2.9%)	$403,531 (+8.86%) Land $177,450 Building $226,081
2024	$2,617.00 (+21.66%) Homeowner's exemption	$204,498 (+3%)	$370,704 (+1.44%) Land $149,058 Building $221,646
2023	$2,151.00 (+2.82%) Homeowner's exemption	$198,542 (+3%)	$365,444 (+18.17%) Land $149,058 Building $216,386
2022	$2,092.00 Homeowner's exemption	$192,759	$309,257 Land $106,470 Building $202,787

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.