Bergen County and Franklin Lakes Borough property record for 889 Circle Ave, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 2,158 sqft · built 1900 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,000 (Mar 1994) |
| Tax Bill | $8,859 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01512-01-00001-02 |
| Primary APN | 20-01512-01-00001-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,158 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Account Number | 14830 |
|---|---|
| Street Address | 889 CIRCLE AVE |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A225 |
| Legal Description | .52 AC |
| Legal Block | 1512 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 20100 |
889 Circle Ave is owned and occupied by two individuals who acquired it in January 1999.
Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 889 CIRCLE AVE, FRANKLIN LAKES, NJ 07417-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Mar 23, 2017 | Deed of Trust, Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 1994 · Amount on File |
| Deed Sale | Mar 3, 1994 · Amount on File |
| Deed Book / Page | 7677 / 902 |
| Last Transfer Date | Jan 26, 1999 |
| Transfer Doc | 0000024017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 889 CIRCLE AVE, FRANKLIN LAKES, NJ 07417-1457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025700901 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 02570/0901 |
| Instrument | 17-025393 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 889 CIRCLE AVE, FRANKLIN LAKES, NJ 07417-1457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025700912 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 02570/0912 |
| Instrument | 17-025393.01 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 889 Circle Ave was $8,859, up 6% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,300 (-) Land $278,400 Building $186,900 | $465,300 (-) Land $278,400 Building $186,900 | |
| 2025 | $8,859.00 (+6.02%) | $465,300 Land $278,400 Building $186,900 | $465,300 Land $278,400 Building $186,900 |
| 2024 | $8,356.00 | ||
| 2023 | $465,300 Land $278,400 Building $186,900 | $465,300 Land $278,400 Building $186,900 | |
| 2022 | $7,844.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 889 Circle Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 889 Circle Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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