889 Cindy Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 889 Cindy Ln, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,860 sqft · built 2009
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,700 (Sep 2017)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP049610000010A`

Property Details

APN / Parcel Number

Primary APN	`RP049610000010A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,860 sqft Finished Area
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	2,784 sqft
Parking Spaces	9 Parking Spaces
Cabin	279 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	889 CINDY LN
City	SANDPOINT
State	ID
Zip	83864-8380
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	9-59N-1W DANDURAND HOMESITES LOT 1 CPWRS
Legal Range	01W
Legal Township	59N
Legal Section	09
Legal Subdivision	CPWRS
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2017
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	889 CINDY LN, SANDPOINT, ID 83864-8380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Jul 22, 2008
Deed Document Number	2017912226
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	889 CINDY LN, SANDPOINT, ID 83864-8380
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001024120
Date	Aug 17, 2023
Instrument	1024120

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	889 CINDY LN, SANDPOINT, ID 83864-8380
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	964551
Date	Sep 2, 2020
Instrument	964551

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	99999

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 29, 2017
Property Address	889 CINDY LN, SANDPOINT, ID 83864-8380
Document Number	912226
Map Reference	MB9 PG55
Instrument Date	Sep 26, 2017
Instrument	912226
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	889 CINDY LN, SANDPOINT, ID 83864-8380

Mortgage

Document Number	912227
Date	Sep 29, 2017
Instrument	912227

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+2.23%) Homeowner's exemption	$591,713 (+2.1%) Land $120,147 Building $471,566	$591,713 (+2.1%) Land $120,147 Building $471,566
2025	$1,880.00 (-1%) Homeowner's exemption	$579,550 (-6.77%) Land $119,814 Building $459,736	$579,550 (-6.77%) Land $119,814 Building $459,736
2023	$2,089.00 Homeowner's exemption	$621,623 Land $119,670 Building $501,953	$621,623 Land $119,670 Building $501,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100
MountainLink Fixed Wireless	250 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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