Bonner County property record for 413 Cindy Ln, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,131 sqft · built 1989 |
| Lot Size | 15 acres (653,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,500 (Aug 2014) |
| Tax Bill | $1,368 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP049570000010A |
| Primary APN | RP049570000010A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,131 sqft Finished Area |
| 1st Floor Area | 2,131 sqft |
| Basement Area | 905 sqft |
| Finished Basement | 905 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 653,836 sqft (15 acres) |
| Garage Type | Detached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Lean-To | 480 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 413 CINDY LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 9-59N-1W CLAUDIA'S PLACE LOT 1 CPWRS |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 09 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX H, SANDPOINT, ID 83864-0236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 2014863616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 413 CINDY LN, SANDPOINT, ID 83864-8135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 975715 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 975715 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2031 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,368.00 (+7.55%) Homeowner's exemption | $408,026 (-5.47%) Land $121,976 Building $286,050 | $408,026 (-5.47%) Land $121,976 Building $286,050 |
| 2025 | $1,272.00 (-5.57%) Homeowner's exemption | $431,658 (-6.66%) Land $121,528 Building $310,130 | $431,658 (-6.66%) Land $121,528 Building $310,130 |
| 2023 | $1,347.00 Homeowner's exemption | $462,443 Land $121,335 Building $341,108 | $462,443 Land $121,335 Building $341,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E.L. Internet Northwest Fixed Wireless | 400 / 100 |
| MountainLink Fixed Wireless | 250 / 50 |
4G LTE (outdoors only), no 5G reported
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