8885 Ridgeway Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8885 Ridgeway Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,407 sqft · built 1987
Lot Size	0.211 acres (9,225 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Mar 2022)
Tax Bill	$22,040 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-38-017`

Property Details

APN / Parcel Number

Primary APN	`783-38-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,407 sqft Living Area
1st Floor Area	1,462 sqft
2nd Floor Area	945 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Architectural Style	Other
Construction Type	Wood
Lot Area	9,225 sqft (0.211 acres)
Lot Dimensions	123 ft deep x 75 ft wide
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	8885 RIDGEWAY DR
City	GILROY
State	CA
Zip	95020-7439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR 7867 LOT 17
Legal Subdivision	CARRIAGE HILLS II
Legal Tract	7867
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1022
Census Tract	512516

Owner

Source: Santa Clara County records · APN 783-38-017

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8885 RIDGEWAY DR, GILROY, CA 95020-7439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Sep 19, 2003
Deed Document Number	25251633
Record Updated	Jun 07, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 02, 2022
Property Address	8885 RIDGEWAY DR, GILROY, CA 95020-7439
Document Number	0025251633
Map Reference	MB 564 PG 45-47
Instrument Date	Feb 22, 2022
Instrument	25251633
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8885 RIDGEWAY DR, GILROY, CA 95020-7439

Mortgage

Document Number	0025251634
Date	Mar 02, 2022
Instrument	25251634

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 01, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$22,040.00 (+2.19%) Homeowner's exemption	$1,804,053 (+4.04%) Land $1,353,040 Building $451,013
2023	$21,567.00 (+122.23%) Homeowner's exemption	$1,734,000 Land $1,300,500 Building $433,500
2022	$9,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: California Internet, Frontier, Verizon.

Based on FCC filings for 685 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GILROY serves 59,426 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.