8865 Ridgeway Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8865 Ridgeway Dr, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,104 sqft · built 1987
Lot Size0.197 acres (8,610 sqft)
OwnerTrust Name on File
Last Sale$606,000 (Sep 2014)
Tax Bill$9,315 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN783-38-018

Property Details

APN / Parcel Number

Primary APN783-38-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,104 sqft Living Area
1st Floor Area1,236 sqft
2nd Floor Area868 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area8,610 sqft (0.197 acres)
Lot Dimensions123 ft deep x 70 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8865 RIDGEWAY DR
CityGILROY
StateCA
Zip95020-7439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 7867 LOT 18
Legal SubdivisionCARRIAGE HILLS II
Legal Tract7867
Legal Lot Number18
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1022
Census Tract512516

Owner

Source: Santa Clara County records · APN 783-38-018

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CU
Dec 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 01, 2019Deed of Trust, Mortgage · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleSep 25, 2014 · Amount on Record
Deed Document Number0022715897
Last Transfer DateDec 21, 2020
Transfer Doc0024756074
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
Transaction TypeMortgage
Record UpdatedJun 16, 2022
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8865 RIDGEWAY DR, GILROY, CA 95020-7439

Mortgage

Document Number0025313962
DateJun 03, 2022
Instrument25313962
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address43248
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
Transaction TypeMortgage
Record UpdatedAug 04, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8865 RIDGEWAY DR, GILROY, CA 95020-7439

Mortgage

Document Number0025040315
DateJul 26, 2021
Instrument25040315
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023875986
DateFeb 27, 2018
Instrument23875986
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressBEAVERTON, OR 97006
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 26, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateDec 21, 2020
Property Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
Document Number0024756074
Instrument DateDec 18, 2020
Instrument24756074
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8865 RIDGEWAY DR GILROY CA 950207439, GILROY, CA 95020-7439

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8865 RIDGEWAY DR, GILROY, CA 95020-7439
Document Number0024323174
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8865 RIDGEWAY DR GILROY CA 950207439, GILROY, CA 95020-7439

Mortgage

Document Number0024323174
DateNov 06, 2019
Instrument24323174
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 05, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,315.00 (+2.19%)$752,852 (+4.04%) Land $291,323 Building $461,529
2023$9,115.00 (+1.66%)$723,619 Land $280,011 Building $443,608
2022$8,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 685 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon, Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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