Sacramento County property record for 8872 Bluff Ln, Fair Oaks, CA 95628
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,625 sqft · built 1976 |
| Lot Size | 0.178 acres (7,753 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0630-009-0001 |
| Primary APN | 246-0630-009-0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,625 sqft |
| Bonus Room | Bonus Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,753 sqft (0.178 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8872 BLUFF LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6491 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RD-10 (PC) |
| Legal Description | LOT 2-I CONDOMINIUM PROJECT THE BLUFFS BK 750529PG 746 PHASE 2 014015 |
| Legal Subdivision | BLUFFS CONDO |
| Legal Lot Number | 2-I |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 8006 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8872 BLUFF LN, FAIR OAKS, CA 95628-6491 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2013 |
| Transfer Doc | 0000000088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8872 BLUFF LN, FAIR OAKS, CA 95628-6491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8872 BLUFF LN, FAIR OAKS, CA 95628-6491 |
| Document Number | 0000000049 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022072900049 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8872 BLUFF LN, FAIR OAKS, CA 95628-6491 |
| Document Number | 2009240635 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8872 BLUFF LN FAIR OAKS CA 956286491, FAIR OAKS, CA 95628-6491 |
| Document Number | 2009240635 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2009240635 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,507 (+2%) Land $86,192 Building $226,315 | |
| 2025 | $3,653.00 (+0.8%) Homeowner's exemption | $306,380 (+4.04%) Land $84,502 Building $221,878 |
| 2024 | $3,624.00 (+3.04%) | |
| 2023 | $3,517.00 (+0.43%) Homeowner's exemption | $294,485 Land $81,222 Building $213,263 |
| 2022 | $3,502.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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