San Joaquin County property record for 8870 Vine Ln, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,244 sqft · built 2006 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,310,000 (Feb 2020) |
| Tax Bill | $19,401 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-420-060-000 |
| Primary APN | 248-420-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,244 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 45,302 sqft (1.04 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 248-420-06 |
|---|---|
| Street Address | 8870 VINE LN |
| City | TRACY |
| State | CA |
| Zip | 95304-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 01-FM PT 248-070-28 PER CASTELLO EST. #1 |
| Legal Subdivision | CASTELLO ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5215 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Feb 26, 2020 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 13, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2011 · Amount on Record |
| Deed Document Number | 202024582 |
| Prior Transfer Date | Oct 4, 2010 |
| Prior Transfer Doc | 0000134754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000110841 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019-110841 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000159165 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-159165 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000044659 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-044659 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000044912 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | FIRST AMERICAN TITLE FOLSOM CA |
| Name | Verified Name |
|---|---|
| Address | 8870 VINE LN TRACY CA 953048115, TRACY, CA 95304-8115 |
| Document Number | 0000044912 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 44912 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | OAKLAND, CA 94612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000024582 |
| Map Reference | VOL 35 PG 85 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020-024582 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TTL CO FOLSOM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000024583 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-024583 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Number | 0000024584 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-024584 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 13, 2019 |
| Property Address | 8870 VINE LN, TRACY, CA 95304-8115 |
| Document Number | 0000101189 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 101189 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8870 VINE LN TRACY CA 953048115, TRACY, CA 95304-8115 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,401.00 (+1.43%) | ||
| 2025 | $19,128.00 (+5.11%) | $1,432,672 (+4.04%) Land $437,456 Building $995,216 | |
| 2023 | $18,198.00 (+2.4%) | $1,377,041 Land $420,470 Building $956,571 | $1,766,610 |
| 2022 | $17,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIROAKS PWS #44 serves 1,172 people · EPA ID CA3901348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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